The CFPB maintains a database of credit card agreements from more than 300 card issuers. Using the tool below, you can search for an agreement in one of two ways: by the name of the issuer, or by the text within the agreement.
Show agreements by card issuer
1st Advantage Federal Credit Union
1st Financial Bank USA
5Star Bank
66 Federal Credit Union
Aberdeen Proving Ground Federal Credit Union
Achieva Credit Union
Advancial Federal Credit Union
Affinity Federal Credit Union
Affinity Plus Federal Credit Union
Alabama Telco Credit Union
Alaska USA Federal Credit Union
Alliant Credit Union
Altra Federal Credit Union
Altura Credit Union
Amalgamated Bank of Chicago
Amegy Bank of Texas
America First Federal Credit Union
America's First Federal Credit Union
American 1 Federal Credit Union
American Airlines Federal Credit Union
American Eagle Federal Credit Union
American Express Bank FSB
American Express Centurion Bank
American Express Travel Related Services Company Inc
American Heritage Federal Credit Union
AMERICAN SAVINGS BANK FSB
Ameriprise Bank FSB
AMOCO Federal Credit Union
Andrews Federal Credit Union
Anheuser Busch Employees' Credit Union
Apple Federal Credit Union
Applied Bank
Aqua Finance Inc
Arapahoe Credit Union
Arizona Central Credit Union
Arizona Federal Credit Union
Arizona State Credit Union
Arkansas Federal Credit Union
Army Aviation Center Federal Credit Union
Arvest Bank
Associated Credit Union
Atlanta Postal Credit Union
Banamex USA
Banco Popular de Puerto Rico
Banco Popular North America
BancorpSouth Bank
Bank of America NA
Bank of the West
Bankers' Bank of Kansas
Barclays Bank Delaware
Baton Rouge Telco Federal Credit Union
Baxter Credit Union
BayPort Credit Union
BB&T Financial FSB
BBVA Compass Bank Birmingham AL
BECU
Bellco Credit Union
BFSFCU
Black Hills Federal Credit Union
BMO Harris Bank NA
BMW Bank of North America
Bryant State Bank
California Bank & Trust
California Coast Credit Union
California Credit Union
Campus USA Credit Union
Capital Bank
Capital Communications Federal Credit Union
Capital One (USA) National Association
Capital One Bank (USA) National Association
Cedar Hill National Bank
Central Florida Educators FCU
Charter Oak Federal Credit Union
Chartway Federal Credit Union
Chase Bank USA NA
Christian Community Credit Union
CIT Bank
Citadel
Citibank Guam
Citibank NA
Citizens Equity First Credit Union
City County Credit Union of Fort Lauderdale
Clearview FCU
Coast Central Credit Union
Coastal Federal Credit Union
CoastHills Federal Credit Union
Columbus Bank and Trust
Commerce Bank
Commonwealth Credit Union
Community Credit Union of Florida
Community First Credit Union
Community First Credit Union of Florida
Conn Appliances Inc
Consumers Credit Union
Cornerstone Community FCU
Corning Federal Credit Union
CorTrust Bank
Credit First National Association
Credit One Bank NA
Credit Union 1
Credit Union of Colorado
Credit Union of Denver
Cyprus Federal Credit Union
Delta Community Credit Union
Department Stores National Bank
DFCU Financial
Digital Federal Credit Union
Directions Credit Union
Discover Bank
Dollar Bank Federal Savings Bank
DSRM National Bank
Dupaco Community Credit Union
DuPage Credit Union
DuPont Community Credit Union
Earthmover Credit Union
Eastman Credit Union
Educational Community Credit Union
Educational Employees Credit Union
Educators Credit Union
EECU
Eglin Federal Credit Union
Elevations Credit Union
ELGA Credit Union
Empower Federal Credit Union
Erickson Petroleum Corporation
ESL Federal Credit Union
Fairwinds Credit Union
Farm Bureau Bank FSB
FIA Card Services
FIBRE Federal Credit Union
Fifth Third Bancorp
First Bank & Trust
First Bank of Delaware
First Citizens Bank and Trust
First Citizens Bank and Trust Company Incorporated
First City Credit Union
First Command Bank
First Community Credit Union
First Community CU of Houston
First Electronic Bank
First Federal Bank
First Financial Bank
First Financial Federal Credit Union of Maryland
First Hawaiian Bank
First Interstate Bank
First National Bank of Edinburg
First National Bank of Omaha
First National Bank of Pierre
First PREMIER Bank
First Savings Bank of Beresford
First Source Federal Credit Union
First Tech Credit Union
First Tennessee Bank National Association
FirstBank
FirstLight Federal Credit Union
Firstmark Credit Union
FIRSTMERIT BANK NA
Florida Credit Union
Fort Worth Community Credit Union
Founders Federal Credit Union
Freedom Credit Union
GE Capital Retail Bank
GECU
General Electric Credit Union
Georgia's Own Credit Union
Greylock Federal Credit Union
Grow Financial Federal Credit Union
GTE Federal Credit Union
Halls LLC
Hanscom Federal Credit Union
HAPO Community Credit Union
Hawaii State Federal Credit Union
HawaiiUSA Federal Credit Union
HFS Federal Credit Union
Hills Bank and Trust Company
Hiway Federal Credit Union
Honda Federal Credit Union
HSBC Bank Nevada NA
HSBC Bank USA NA
Hudson Valley Federal Credit Union
IBERIABANK
IBM Southeast Employees' Federal Credit Union
Idaho Central Credit Union
IH Mississippi Valley Credit Union
INTRUST Bank NA
iQ Credit Union
JCB International Credit Card
Jeanne D'Arc Credit Union
John Deere Financial fsb
JSC FCU
Justice Federal Credit Union
Keesler Federal Credit Union
KEMBA Financial Credit Union
Kinecta Federal Credit Union
Lake Michigan Credit Union
Lake Trust Credit Union
Landmark Credit Union
Langley Federal Credit Union
Lansing Automakers Federal Credit Union
LBS Financial Credit Union
Lexus Financial Savings Bank
LGE Community Credit Union
Local Government Federal Credit Union
Lockheed Federal Credit Union
Los Angeles Federal Credit Union
Los Angeles Firemen's Credit Union
Los Angeles Police Federal Credit Union
Marathon Petroleum Company LP
Marine FCU
Massachusetts Institute of Technology Federal Credit Union
Matanuska Valley Federal Credit Union
MAX Credit Union
Mazuma Credit Union
McCoy Federal Credit Union
MECU of Baltimore Inc
Member One FCU
Members Heritage FCU
Merced School Employees Federal Credit Union
Merrick Bank
MetaBank
Metro Credit Union
Michigan Educational Credit Union
Michigan Schools and Government Credit Union
Michigan State University Federal Credit Union
Mid America Bank and Trust
Mid-Hudson Valley Federal Credit Union
MIDFLORIDA Credit Union
Mission Federal Credit Union
Mountain America Federal Credit Union
Municipal Credit Union
NAPUS FCU
NASA Federal Credit Union
Nationwide Bank
Navy Federal Credit Union
Nebraska Funiture Mart Inc
New England Federal Credit Union
New Mexico Educators Federal Credit Union
New Millennium Bank
Nordstrom FSB
Northwest Federal Credit Union
Notre Dame FCU
Numerica Credit Union
OnPoint Community Credit Union
OSU Federal Credit Union
Pacific Service Credit Union
Palmetto Citizens Federal Credit Union
PATELCO Credit Union
Pen Air Federal Credit Union
Pennsylvania State Employees Credit Union
Pentagon Federal Credit Union
People First Federal Credit Union
Peoples State Bank
PeoplesChoice Credit Union
Pinnacle Bank
PNC Bank National Association
Polish and Slavic Federal Credit Union
Premier America Credit Union
Premier Members Federal Credit Union
Provident Credit Union
Publix Employee's Federal Credit Union
Purdue Federal Credit Union
Quad City Bank & Trust
Quorum Federal Credit Union
Randolph Brooks Federal Credit Union
RBC BANK (USA)
RBS Citizens NA
Redstone Federal Credit Union
Redwood Credit Union
Reliant Community Federal Credit Union
RG Premier Bank
Rivermark Community Credit Union
Robins Federal Credit Union
Rogers Enterprises
Royal Credit Union
S&T Bank
SACU
SAFE Credit Union
SAFE FEDERAL CREDIT UNION
San Diego County Credit Union
Sandia Laboratory FCU
SC State Credit Union
School Employees Credit Union of Washington
Schools Financial Credit Union
SchoolsFirst Federal Credit Union
Scotiabank de Puerto Rico
SEA COMM FEDERAL CREDIT UNION
Seattle Metropolitan Credit Union
Security Service Federal Credit Union
SEFCU
SELCO Community Credit Union
Service Credit Union
Seven Seventeen Credit Union Inc
Sharonview Federal Credit Union
Shell Federal Credit Union
Sierra Central Credit Union
Sikorsky Financial Credit Union
Simmons First National Bank
Sound Credit Union
South Carolina Federal Credit Union
South Florida Educational Federal Credit Union
Southeast Financial Credit Union
Speedway LLC
Spire Federal Credit Union
Spokane Teachers Credit Union
SRP Federal Credit Union
Stanford Federal Credit Union
Star One Credit Union
State Department Federal Credit Union
State Employees Credit Union Incorporated
State Employees' Credit Union
State Farm Bank FSB
Sterling Jewelers Inc
Summit Credit Union
Suncoast Schools Federal Credit Union
SunTrust Bank
Talbots Classics National Bank
Target National Bank
TCM Bank NA
TD Bank NA
TDECU
Teachers Federal Credit Union
The Central Trust Bank
The Golden 1 Credit Union
The Summit Federal Credit Union
Think Mutual Bank
TIB-The Independent Bankers Bank
Tiffany and Company
Tinker Federal Credit Union
TMG Financial Services Inc
Tower Federal Credit Union
Toyota Financial Savings Bank
Travis Credit Union
Truliant Federal Credit Union
TruMark Financial Credit Union
Trustmark National Bank
TruStone Financial Federal Credit Union
TruWest Credit Union
Tulsa Teachers Credit Union
Tyndall Federal Credit Union
UBS Bank USA
UMB Bank NA
Union First Market Bankshares Corporation
United Bank Inc
United Fedederal Credit Union
United Nations Federal Credit Union
United Service of America Federal Credit Union
United States Senate Federal Credit Union
Unitus Community Credit Union
University of Illinois Employees Credit Union
University of Iowa Community Credit Union
University of Kentucky Federal Credit Union
University Of Michigan Credit Union
US Bancorp
US Federal Credit Union
US New Mexico Federal Credit Union
USAA Savings Bank
USE Credit Union
Utilities Employees Credit Union
UVA Community Credit Union
UW Credit Union
Vantage Credit Union
Vantage West Credit Union
Veridain Credit Union
Vermont State Employees Credit Union
Virginia Credit Union
Visions Federal Credit Union
Vons Employees Federal Credit Union
VYSTARCU
Watermark Credit Union
WebBank
Wells Fargo Bank NA
Wells Fargo Financial National Bank
Westerra Credit Union
Whatcom Educational Credit Union
Whitney Bank
Wings Financial Credit Union
Woodforest
World Financial Capital Bank
World Financial Network Bank
World's Foremost Bank
Wright-Patt Credit Union
WSECU
Zions Bank
Can't find an issuer?
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Can't find an issuer? The drop-down list contains credit card issuers that have submitted credit card agreements as required under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the CARD Act).
Look on the back of the credit card or on your latest monthly statement to find the name of the issuer. The bank, retailer, or other entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer's website; typically, the bank name is listed at the bottom of the issuer's homepage.
If you cannot find an agreement, call your issuer to request a copy of the agreement. Federal law requires your issuer to give you a copy of your agreement on request
Find specific text in agreements
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About searching text
The search results will include any agreements that match a word or phrase you search
for.
To search for an exact phrase, put the words in quotes. Searching for a phrase without quotes may return agreements containing any of the words in any order.
Looking for your own credit card agreement?
We have provided this database so you can search for agreements between credit card issuers and their customers. The agreements in this database have general terms and conditions, pricing, and fee information.
If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request. If you are having trouble getting your agreement, let us know by submitting a complaint .
These agreements are updated quarterly, most recently on July 24th, 2012.
Download all agreements (.zip file of 1433
total agreements, updated quarterly)
Archived Q4-2011 agreements
Archived Q3-2011 agreements
Database disclaimer
We will display the consumer credit card agreements in this database as the respective issuers submitted them. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as offered to the public, or for any omissions or other errors in the agreement as submitted by the issuer.
The agreements on file will have general terms and conditions, pricing, and fee information. They are not specific to an individual's account information.
If you have questions about the agreements themselves, contact the card issuer directly.
