Pre-Existing Condition Insurance Plan: Illinois
Eligible residents of Illinois can apply for coverage through the state’s Pre-Existing Condition Insurance Plan program run by the Illinois Departments of Insurance and Public Health.
To qualify for coverage:
- You must be a citizen or national of the United States or residing in the United States legally.
- You must have been uninsured for at least the last six months before you apply.
- You must have a pre-existing condition or have been denied coverage because of your health condition.
The Pre-Existing Condition Insurance Plan covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, even if it’s to treat a pre-existing condition.
Premium: | $76 to $693 for a non-smoker, rates vary by region |
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Deductible: | $500, $1000, $2,000, and $5,000 |
Out of Pocket Limit: | $2,850 to $5,000 for medical depending on plan option, $0 to $1,600 for pharmacy depending on plan option, with a maximum out-of-pocket limit from $5,000 to $5,950 depending on plan option |
Apply for Coverage in Your State
To learn more about this program please call 1-877-210-9167 or visit http://insurance.illinois.gov/IPXP.