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Insurance Coverage: Missouri

  • Posted: 04/25/2003
  • Reviewed: 12/09/2010

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For more information about insurance coverage of clinical trial costs, see this feature's main page: States That Require Health Plans to Cover Patient Care Costs in Clinical Trials.


Legislation: Senate Bill 1026; Senate Bills 567 & 792

Effective: August 28, 2002 (S.B. 1026); May 12, 2006 (S.B. 567 & 792)

What clinical trials are covered?

Phase II, III or IV clinical trials for the prevention, early detection, or treatment of cancer, as approved or funded by one of the following:

  • National Institutes of Health (NIH)
  • NIH Cooperative Group or Center
  • U.S. Food and Drug Administration
  • U.S. Department of Defense
  • U.S. Department of Veterans Affairs
  • An Institutional Review Board in Missouri that has been approved by the U.S. Department of Health and Human Services
  • A qualified research entitity that meets the criteria for NIH Center support grant eligibility

Who is required to pay?

Specified insurers, including health maintenance organizations.

Other key provisions:

  • There must be identical or superior noninvestigational treatment alternatives available before providing clinical trial treatment, and there must be a reasonable expectation that the clinical trial treatment will be superior to the noninvestigational alternatives.
  • Requires coverage of FDA-approved drugs and devices used in cancer clinical trials even if those drugs and devices have not been approved for use in treatment of the patient's particular condition.
  • Health benefit plans may limit coverage of routine care costs of patients in phase II trials to those facilities within the plans' provider network.
  • For individually underwritten health plans, the phase II provision is not mandatory but must be offered as an option.

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