If you purchase an energy-efficient product for your home, you may be eligible for a federal tax credit. 

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A wage garnishment is when your employer is required to withhold some portion of your earnings in order to pay off a debt. Wage garnishments do not include voluntary wage assignments—that is, when you voluntarily agree that your employer may turn over a specified amount of earnings to a creditor or creditors.

Most garnishments are made by court order. The IRS or a state tax collection agency can garnish your wages for unpaid taxes. Your wages can also be garnished if you have defaulted on student loan debt.

Title III of the Consumer Credit Protection Act limits the amount of earnings that can be garnished and protects you from being fired if your pay is only being garnished for one debt.

For questions about wage garnishment, contact the Department of Labor or call 1-866-4-USWAGE (1-866-487-9243) from 8 a.m. to 5 p.m. in your time zone.

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Cal Grants are student financial aid and funded by the State of California. They are available to California graduating high school seniors, recent graduates, and people who meet other qualifications. If you were denied a Cal Grant, you may be able to appeal depending on the type of award. Learn more about what you can do if you were denied.

There are other options for student aid from the government. Find out what types of aid you can get, if you qualify, and how to apply.

Learn how to spot mystery fees on your phone bill and complain if you’re being charged inappropriately.