Full-Time Program

Primary care providers working full-time at an NHSC-approved site with a HPSA score of 14 or above can receive up to $60,000 in loan repayment for committing to serve at site for at least two years. 

Primary care providers working full-time at an NHSC-approved site with a HPSA score of 13 or below can receive up to $40,000 in loan repayment for committing to serve at the site for at least two years.

At the end of two years, Corps members can apply to continue their service and receive additional loan repayment. With continued service, providers may be able to pay off all their student loans!

In order to apply for the loan repayment program, you must:

• be licensed to practice in an NHSC-eligible discipline,
• have a job at an NHSC-approved site, and
• have unpaid, qualifying educational loans.

Learn more about the eligibility requirements and the application process.

Corps members are required to practice full time at their NHSC-approved sites, unless they are participating in the half-time program. Full-time clinical practice means working a minimum of 40 hours per week, for at least 45 weeks each service year. For most types of providers, at least 32 of the minimum 40 hours per week must be spent providing direct patient care or teaching in the outpatient ambulatory care setting at your site.

Providers work no fewer than 4 days per week, and no more than 12 hours of work is to be performed in a 24-hour period. Up to 7 weeks (35 work days) of leave is allowed away from your site each year.

For more information on what counts toward full-time clinical hours, view the “Service Requirements” section in the Application and Program Guidance (PDF – 370 KB).

Ready to apply? Get started by reviewing the application process.