Loan Details

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Home Rehabilitation Mortgage Insurance

Program Description

Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.

General Program Requirements

All persons who can make the monthly mortgage payments are eligible to apply. Cooperative units are not eligible.

Loan Terms

Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:
http://portal.hud.gov/hudportal/HUD?src=/groups/lenders
Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process

To obtain an FHA insured mortgage, contact an FHA-approved lender:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To read more about this program, go to:

http://portal.hud.gov/hudportal/HUD?src=/hudprograms/rli_section203k

To contact a HUD Housing Counseling agency, go to:
http://www.hud.gov/counseling/
To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit us at:
http://www.hud.gov

Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email us at:
answers@hud.gov

Managing Agency

U.S. Department of Housing and Urban Development