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Basic FHA Insured Home Mortgage
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Program Description

This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.

General Program Requirements

Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, eligibility and credit requirements, can apply for a home mortgage loan through an FHA-approved lender.

Loan Terms

Please contact an FHA-approved lender for loan term information.To find an approved lender, please visit:
http://www.hud.gov/ll/code/llslcrit.cfm
Your Next Steps
The following information will lead you to the next steps to apply for this benefit.

Application Process

To obtain an FHA insured mortgage, contact an FHA-approved lender:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To read more about the home buying process, go to:

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/ins/20...

To contact a HUD Housing Counseling agency, go to:

http://www.hud.gov/counseling/

To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit us at:
http://www.hud.gov

Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email us at:

Managing Agency

U.S. Department of Housing and Urban Development
http://www.hud.gov/