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This Small Business Review Panel Report addresses the CFPB’s upcoming proposal concerning the mortgage servicing rulemaking. The Dodd-Frank Wall Street Reform and Consumer Protection Act imposes certain requirements concerning mortgage servicing that become self-executing and enforceable on January 21, 2013, unless final rules are issued on or before that date. The CFPB is also considering [...]
Section 1017(e)(4) of the Dodd-Frank Act gives the Bureau a statutory responsibility to present this report. It covers the period of time from July 21, 2011, when the Bureau opened its doors through June 30, 2012. The CFPB is proud of the accomplishments that it has achieved in its first year. But this marks only [...]
The Consumer Financial Protection Bureau is the nation’s first federal agency focused solely on consumer financial protection. In fulfillment of its statutory responsibility and its commitment to accountability, the CFPB is pleased to present its inaugural Semi-Annual Report to the President and Congress. This report provides an update on the Bureau’s activities and accomplishments since [...]
The Dodd-Frank Wall Street Reform and Consumer Protection Act requires the Director of the Consumer Financial Protection Bureau and the Secretary of Education to submit a Report on private student loans. This Report addresses the following topics, as set forth in the Act: The private lenders, their market and their products, as they have evolved [...]
Congress directed the Consumer Financial Protection Bureau to conduct a study on reverse mortgages as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act. A reverse mortgage is a special type of home loan for older homeowners that requires no monthly mortgage payments. This report examines the changes that have taken place in [...]
Taking in, resolving, and analyzing consumer complaints is an integral part of the CFPB’s work, as Congress set forth in the Dodd-Frank Act. On July 21, 2011, the CFPB began taking consumer complaints. This snapshot report provides an overview of how Consumer Response handles complaints and presents an analysis of complaints received over the period [...]
