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You may be eligible for 2 forms of assistance.


Forms of Assistance You Can Apply for Online
Business Disaster Loans
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Program Description
The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to non-profits and businesses of all sizes located in a declared disaster area. Financial assistance is available in the form of low-interest, long-term loans for losses that are not fully covered by insurance or other recoveries.

SBA's disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to small businesses.

Business Physical Disaster Loans loan can provide a non-profit or business of any size with up to $2 million (actual loan amounts are based on amount of uncompensated damage) to repair or replace real property, machinery, equipment, fixtures, inventory, and leasehold improvements. In addition, disaster loans to repair or replace real property or leasehold improvements may be increased by as much as 20 percent of the verified loss to protect the damaged property against possible future disasters of the same type.

The Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance (actual loan amounts are based on amount of economic injury) to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage.

An EIDL can help you meet necessary financial obligations that your business or private, non-profit organization could have met had the disaster not occurred. It provides relief from economic injury caused directly by the disaster and permits you to maintain a reasonable working capital position during the period affected by the disaster. EIDLs do not replace lost sales or revenue.

By law, the total amount of a physical loan, economic injury disaster loan and mitigation funds cannot exceed $2 million.
General Program Requirements
To be eligible for SBA assistance, businesses or private non-profit organizations must have sustained physical or economic damage and be located in a disaster declared county.
Application Process
For application information, please call 1-800-659-2955, visit http://www.sba.gov/content/business-physical-disaster-loans or email DisasterCustomerService@sba.gov.
Program Contact Information
For more information on this program, please visit: http://www.sba.gov/content/business-physical-disaster-loans
Managing Agency
U.S. Small Business Administration http://www.sba.gov
Home and Property Disaster Loans
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Program Description
The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-interest, long-term loans for losses that are not fully covered by insurance or other recoveries.

SBA's disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to small businesses.

Homeowners can apply for a real property loan for up to $200,000 to repair or replace their primary residence to its pre-disaster condition. The loan may not be used to upgrade the home or make additions to it. If, however, building codes require structural improvements to repair the disaster damage, the loan may be used to meet these requirements. Loans may be increased by as much as 20 percent of the verified losses (not to exceed $200,000) to protect the damaged real property from possible future disasters of the same kind.

Homeowners or renters can apply for a personal property loan for up to $40,000 to help repair or replace personal property, such as clothing, furniture, automobiles, etc., lost in the disaster. As a rule of thumb, personal property is anything that is not considered real estate or a part of the actual structure. This loan may not be used to replace extraordinarily expensive or irreplaceable items, such as antiques, collections, pleasure boats, recreational vehicles, fur coats, etc.
General Program Requirements
To be eligible for SBA assistance, homeowners and renters must have sustained physical damage and be located in a disaster declared county.
Application Process
For application information, please call 1-800-659-2955, visit http://www.sba.gov/content/home-and-personal-property-loans or email DisasterCustomerService@sba.gov.
Program Contact Information
For more information about this program, please visit: http://www.sba.gov/content/home-and-personal-property-loans
Managing Agency
U.S. Small Business Administration http://www.sba.gov