Homeowners Assistance Program title.
 News Updates: 
  • September 13, 2012 – The program end dates for Conventional HAPs at Fort Monmouth, NJ and NAS Brunswick, ME have been extended to 31 October 2012.
  • June 21, 2012 – Federal Housing Finance Agency (FHFA) Acting Director Edward DeMarco Announces Changes to FHFA Short Sale Policies for Military Homeowners with Fannie Mae and Freddie Mac Loans
  • March 6, 2012 - President Obama Announces New Steps to Provide Housing Relief to Veterans and Service members and Help More Responsible Homeowners Refinance

Click here for HAP overview
Click here for Wounded, Injured, Ill/Surviving Spouse Program information.
Click here for BRAC '05 Impacted Personnel program information.
Click here for Service Member Homeowners on PCS program information.

The DIRECT FINAL rule, 32 CFR Part 239, was published in the Federal Register on July 5, 2012, with an effective date of September 4, 2012. The direct final rule establishes a deadline for applications from PCS and BRAC 05 applicants and designates only the HAP Field Office in Savannah, Georgia to receive applications.

The final rule, 32 CFR Part 239, was published in the Federal Register on November 16, 2010, with an effective date of January 18, 2011.

Homeownwers Assistance Program Logo.

The Department of Defense (DOD) is proud to offer the Homeowners Assistance Program (HAP) to eligible service members and federal civilian, including non-appropriated fund, employees. The program is authorized by law, and administered by the US Army Corps of Engineers (USACE) to assist eligible homeowners who face financial loss when selling their primary residence homes in areas where real estate values have declined because of a base closure or realignment announcement.

The American Recovery and Reinvestment Act of 2009 (ARRA) temporarily expands the HAP to assist service members and DOD employees who are wounded, injured or become ill when deployed, surviving spouses of service members or DOD employees killed or died of wounds while deployed, service member and civilian employees assigned to BRAC 05 organizations, and service members required to permanently relocate during the home mortgage crisis.

The official Department of Defense (DOD) site for the Homeowners Assistance Program (HAP) is http://hap.usace.army.mil.
Any other web site that presents itself as a HAP site should be reported to DODHAP1@usace.army.mil

Am I Eligible?

Read the general eligibility requirements to enroll in the HAP.

How Do I Apply?

Download forms and information to begin the HAP application process.

What are the Benefits?

Learn the four ways HAP provides assistance.

Where is HAP Implemented?

View current and past-approved HAP projects as well as BRAC installations.