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The Pre-Existing Condition Insurance Plan (PCIP) covers a broad range of health benefits, and won’t charge you a higher premium just because of your medical condition.

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PCIP Coverage In Alabama


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $110
19-34 $164
35-44 $197
45-54 $251
55+ $350
Extended Plan
Age Monthly
Premium Cost
00-18 $148
19-34 $221
35-44 $265
45-54 $338
55+ $471
HSA Plan
Age Monthly
Premium Cost
00-18 $114
19-34 $170
35-44 $205
45-54 $262
55+ $364
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Alaska

Pre-Existing Condition Insurance Plan: Alaska is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Alaska.

PCIP Coverage In Arizona


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $104
19-34 $157
35-44 $188
45-54 $240
55+ $334
Extended Plan
Age Monthly
Premium Cost
00-18 $141
19-34 $211
35-44 $253
45-54 $324
55+ $450
HSA Plan
Age Monthly
Premium Cost
00-18 $109
19-34 $163
35-44 $195
45-54 $250
55+ $347
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Arkansas

Pre-Existing Condition Insurance Plan: Arkansas is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Arkansas.
California

Pre-Existing Condition Insurance Plan: California is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in California.
Colorado

Pre-Existing Condition Insurance Plan: Colorado is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Colorado.
Connecticut

Pre-Existing Condition Insurance Plan: Connecticut is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Connecticut.

PCIP Coverage In Delaware


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $109
19-34 $163
35-44 $195
45-54 $250
55+ $347
Extended Plan
Age Monthly
Premium Cost
00-18 $146
19-34 $219
35-44 $263
45-54 $335
55+ $467
HSA Plan
Age Monthly
Premium Cost
00-18 $113
19-34 $169
35-44 $203
45-54 $259
55+ $360
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In the District of Columbia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $141
19-34 $212
35-44 $253
45-54 $324
55+ $450
Extended Plan
Age Monthly
Premium Cost
00-18 $190
19-34 $284
35-44 $342
45-54 $436
55+ $606
HSA Plan
Age Monthly
Premium Cost
00-18 $146
19-34 $220
35-44 $263
45-54 $337
55+ $468
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Florida


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $118
19-34 $176
35-44 $211
45-54 $270
55+ $376
Extended Plan
Age Monthly
Premium Cost
00-18 $158
19-34 $237
35-44 $284
45-54 $363
55+ $505
HSA Plan
Age Monthly
Premium Cost
00-18 $122
19-34 $183
35-44 $220
45-54 $280
55+ $390
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Georgia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $147
19-34 $220
35-44 $264
45-54 $338
55+ $470
Extended Plan
Age Monthly
Premium Cost
00-18 $198
19-34 $296
35-44 $356
45-54 $455
55+ $633
HSA Plan
Age Monthly
Premium Cost
00-18 $153
19-34 $229
35-44 $274
45-54 $351
55+ $488
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Hawaii


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $116
19-34 $174
35-44 $209
45-54 $267
55+ $371
Extended Plan
Age Monthly
Premium Cost
00-18 $156
19-34 $234
35-44 $281
45-54 $359
55+ $500
HSA Plan
Age Monthly
Premium Cost
00-18 $121
19-34 $181
35-44 $217
45-54 $277
55+ $386
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Idaho


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $133
19-34 $199
35-44 $239
45-54 $305
55+ $424
Extended Plan
Age Monthly
Premium Cost
00-18 $179
19-34 $268
35-44 $321
45-54 $410
55+ $571
HSA Plan
Age Monthly
Premium Cost
00-18 $138
19-34 $207
35-44 $248
45-54 $317
55+ $441
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Illinois

Pre-Existing Condition Insurance Plan: Illinois is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Illinois.

PCIP Coverage In Indiana


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $124
19-34 $185
35-44 $222
45-54 $284
55+ $395
Extended Plan
Age Monthly
Premium Cost
00-18 $167
19-34 $249
35-44 $299
45-54 $382
55+ $532
HSA Plan
Age Monthly
Premium Cost
00-18 $128
19-34 $193
35-44 $231
45-54 $295
55+ $410
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Iowa

Pre-Existing Condition Insurance Plan: Iowa is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Iowa.
Kansas

Pre-Existing Condition Insurance Plan: Kansas is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Kansas.

PCIP Coverage In Kentucky


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $98
19-34 $148
35-44 $177
45-54 $226
55+ $315
Extended Plan
Age Monthly
Premium Cost
00-18 $133
19-34 $199
35-44 $239
45-54 $305
55+ $424
HSA Plan
Age Monthly
Premium Cost
00-18 $103
19-34 $154
35-44 $184
45-54 $235
55+ $327
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Louisiana


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $129
19-34 $193
35-44 $231
45-54 $296
55+ $411
Extended Plan
Age Monthly
Premium Cost
00-18 $173
19-34 $260
35-44 $312
45-54 $397
55+ $553
HSA Plan
Age Monthly
Premium Cost
00-18 $134
19-34 $200
35-44 $240
45-54 $307
55+ $427
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Maine

Pre-Existing Condition Insurance Plan: Maine is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Maine.
Maryland

Pre-Existing Condition Insurance Plan: Maryland is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Maryland.

PCIP Coverage In Massachusetts


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $181
19-34 $271
35-44 $325
45-54 $416
55+ $578
Extended Plan
Age Monthly
Premium Cost
00-18 $243
19-34 $365
35-44 $438
45-54 $559
55+ $778
HSA Plan
Age Monthly
Premium Cost
00-18 $188
19-34 $282
35-44 $338
45-54 $432
55+ $600
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Michigan

Pre-Existing Condition Insurance Plan: Michigan is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Michigan.

PCIP Coverage In Minnesota


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $96
19-34 $144
35-44 $174
45-54 $221
55+ $307
Extended Plan
Age Monthly
Premium Cost
00-18 $130
19-34 $194
35-44 $233
45-54 $298
55+ $414
HSA Plan
Age Monthly
Premium Cost
00-18 $100
19-34 $150
35-44 $180
45-54 $230
55+ $320
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Mississippi


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $146
19-34 $219
35-44 $263
45-54 $336
55+ $467
Extended Plan
Age Monthly
Premium Cost
00-18 $197
19-34 $295
35-44 $353
45-54 $452
55+ $628
HSA Plan
Age Monthly
Premium Cost
00-18 $152
19-34 $228
35-44 $273
45-54 $348
55+ $485
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Missouri

Pre-Existing Condition Insurance Plan: Missouri is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Missouri.
Montana

Pre-Existing Condition Insurance Plan: Montana is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Montana.

PCIP Coverage In Nebraska


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $132
19-34 $198
35-44 $237
45-54 $303
55+ $421
Extended Plan
Age Monthly
Premium Cost
00-18 $177
19-34 $266
35-44 $320
45-54 $408
55+ $568
HSA Plan
Age Monthly
Premium Cost
00-18 $137
19-34 $205
35-44 $246
45-54 $315
55+ $438
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Nevada


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $113
19-34 $169
35-44 $203
45-54 $260
55+ $362
Extended Plan
Age Monthly
Premium Cost
00-18 $152
19-34 $228
35-44 $274
45-54 $350
55+ $487
HSA Plan
Age Monthly
Premium Cost
00-18 $118
19-34 $176
35-44 $211
45-54 $270
55+ $375
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
New Hampshire

Pre-Existing Condition Insurance Plan: New Hampshire is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in New Hampshire.
New Jersey

Pre-Existing Condition Insurance Plan: New Jersey is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in New Jersey.
New Mexico

Pre-Existing Condition Insurance Plan: New Mexico is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in New Mexico.
New York

Pre-Existing Condition Insurance Plan: New York is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in New York.
North Carolina

Pre-Existing Condition Insurance Plan: North Carolina is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in North Carolina.

PCIP Coverage In North Dakota


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $133
19-34 $199
35-44 $239
45-54 $305
55+ $424
Extended Plan
Age Monthly
Premium Cost
00-18 $179
19-34 $268
35-44 $321
45-54 $410
55+ $571
HSA Plan
Age Monthly
Premium Cost
00-18 $138
19-34 $207
35-44 $248
45-54 $317
55+ $441
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Ohio

Pre-Existing Condition Insurance Plan: Ohio is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Ohio.
Oklahoma

Pre-Existing Condition Insurance Plan: Oklahoma is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Oklahoma.
Oregon

Pre-Existing Condition Insurance Plan: Oregon is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Oregon.
Pennsylvania

Pre-Existing Condition Insurance Plan: Pennsylvania is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Pennsylvania.
Rhode Island

Pre-Existing Condition Insurance Plan: Rhode Island is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Rhode Island.

PCIP Coverage In South Carolina


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $139
19-34 $208
35-44 $250
45-54 $319
55+ $443
Extended Plan
Age Monthly
Premium Cost
00-18 $187
19-34 $280
35-44 $336
45-54 $429
55+ $596
HSA Plan
Age Monthly
Premium Cost
00-18 $144
19-34 $216
35-44 $259
45-54 $331
55+ $461
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
South Dakota

Pre-Existing Condition Insurance Plan: South Dakota is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in South Dakota.

PCIP Coverage In Tennessee


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $133
19-34 $199
35-44 $239
45-54 $305
55+ $425
Extended Plan
Age Monthly
Premium Cost
00-18 $179
19-34 $268
35-44 $322
45-54 $411
55+ $571
HSA Plan
Age Monthly
Premium Cost
00-18 $138
19-34 $207
35-44 $248
45-54 $317
55+ $441
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Texas


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $133
19-34 $199
35-44 $239
45-54 $306
55+ $426
Extended Plan
Age Monthly
Premium Cost
00-18 $179
19-34 $268
35-44 $323
45-54 $412
55+ $572
HSA Plan
Age Monthly
Premium Cost
00-18 $138
19-34 $207
35-44 $248
45-54 $318
55+ $442
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Utah

Pre-Existing Condition Insurance Plan: Utah is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Utah.

PCIP Coverage In Vermont


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $148
19-34 $222
35-44 $266
45-54 $339
55+ $472
Extended Plan
Age Monthly
Premium Cost
00-18 $199
19-34 $298
35-44 $357
45-54 $457
55+ $635
HSA Plan
Age Monthly
Premium Cost
00-18 $154
19-34 $230
35-44 $276
45-54 $352
55+ $490
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.

PCIP Coverage In Virginia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $93
19-34 $140
35-44 $168
45-54 $214
55+ $297
Extended Plan
Age Monthly
Premium Cost
00-18 $125
19-34 $188
35-44 $226
45-54 $288
55+ $401
HSA Plan
Age Monthly
Premium Cost
00-18 $97
19-34 $145
35-44 $174
45-54 $222
55+ $309
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Washington

Pre-Existing Condition Insurance Plan: Washington is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Washington.

PCIP Coverage In West Virginia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $119
19-34 $178
35-44 $214
45-54 $273
55+ $380
Extended Plan
Age Monthly
Premium Cost
00-18 $160
19-34 $240
35-44 $287
45-54 $367
55+ $511
HSA Plan
Age Monthly
Premium Cost
00-18 $124
19-34 $185
35-44 $222
45-54 $284
55+ $394
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Wisconsin

Pre-Existing Condition Insurance Plan: Wisconsin is not run by the U.S. Department of Health and Human Services. Click here to learn more about coverage in Wisconsin.

PCIP Coverage In Wyoming


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
The monthly premiums for your state are:
Standard Plan
Age Monthly
Premium Cost
00-18 $126
19-34 $189
35-44 $227
45-54 $290
55+ $403
Extended Plan
Age Monthly
Premium Cost
00-18 $170
19-34 $255
35-44 $305
45-54 $390
55+ $542
HSA Plan
Age Monthly
Premium Cost
00-18 $131
19-34 $197
35-44 $236
45-54 $301
55+ $419
PCIP offers three plan options, with different levels of premiums, calendar year deductibles, prescription deductibles and prescription copays. The HSA Option provides an opportunity to open a Health Savings Account, a tax-exempt account where you can deposit funds for eligible medical expenses. Each of the three PCIP plan options provides preventive care (paid at 100%, with no deductible) when you see an in-network doctor and the doctor indicates preventive diagnosis. Included are annual physicals, flu shots, routine mammograms and cancer screenings. For other care, you will pay a deductible before PCIP pays for your health care and prescriptions. After you pay the deductible, you will pay 20% of medical costs in-network.
In 2012, all covered services -- both in-network and out-of-network -- will count toward your catastrophic maximum. This means the maximum you'll pay for covered benefits (not including your monthly premium) is $7,000. The maximum is even less if you use only in-network providers. There is no lifetime maximum or cap on the amount the plan pays for your care.
Click here Exit Disclaimer Icon for the Benefits Summary for a quick comparison of PCIP plans in the states served by the Federal PCIP. Review the Benefits Brochure Exit Disclaimer Icon for much more detail on benefits, exclusions, limitations and maximums.
Who's Eligible for PCIP?

Who's Eligible for PCIP?

PCIP coverage is for people with a pre-existing medical condition who’ve been without health coverage for at least 6 months, no matter what your income is. See full eligibility requirements.

How Much Does PCIP Coverage Cost?

How Much Does PCIP Coverage Cost?

You pay a monthly premium for PCIP coverage, and other cost-sharing when you get services. More...

How Soon Can Coverage Start?

How Soon Can Coverage Start?

If we get your complete application, and all supporting documents, by the 15th of the month, your coverage can start as soon as the first day of the next month. Learn how the application process works.

Explore All Your Options

Explore All Your Options

Visit HealthCare.gov to learn about all your health insurance options under the Affordable Care Act.

Uninsured? Check out Medicaid & CHIP

If you’re uninsured, you may be eligible for other coverage programs like Medicaid and the Children's Health Insurance Program.

 
Department of Health and Human Services