AutomobilesFinancing, Leasing, or Renting
Facts for Consumers
- Car Ads: Reading Between the Lines
[PDF]
Helps consumers determine whether a car dealer's special offer provides real savings. 8.5"x 11", 2 pages.
- Keys to Vehicle Leasing
Explains the differences between leasing and buying a car. Sample leasing form explains information required on a lease agreement, as well as buyer rights and responsibilities. 4"x9", 6 pages, color.
- Renting A Car
[PDF]
Outlines points to consider and questions to ask when you rent a car. Explains key terms: collision damage waiver, personal accident insurance, personal effects coverage, and fees such as mileage fees and airport surcharges. 8.5"x11", 4 pages.
- Understanding Vehicle Financing
[PDF]
[en español]
Get the facts on dealership financing - what it is, how you apply, special financing offers, cash back and rebates you may be eligible for, and more. 8.5"x11", 10 pages, color.
- Vehicle Repossession: Understanding the Rules of the Road
[PDF]
[en español]
Discusses your creditor's rights in seizing and reselling your car for nonpayment, and explains deficiency - the difference between what you owe on your loan and what your creditor gets for reselling your car. 8.5"x11", 4 pages.
Consumer Alerts
- Ads for Auto Loan Modifications: You May Be Able to Drive a Better Deal with Your Lender
[PDF]
[en español]
Cautions consumers about auto loan modification companies that claim they can reduce your monthly car loan or lease payment to help you avoid repossession.
- Look Before You Lease [PDF]
- Negative Equity and Auto Trade-ins
[PDF] [en español]
Understanding how negative equity works in a vehicle trade-in can help you make a better informed choice about buying and financing a car, and determine whether car ads that promise to pay off your loan are misleading.
Articles You can reprint these articles in your newsletter, magazine or website.
- Renting A Car: What Everyone Should Know [PDF]
