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    Learn About Your Options

    Making Home Affordable has been extended! 
    In an effort to enable more struggling homeowners to take advantage of the Making Home Affordable Program ®, we have extended the application deadline of the program to December 31, 2013. We've also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.

    New! Military Resources
    :  Military homeowners who are permanently displaced by a job related move may still qualify as owner-occupants, which means you may still qualify for a HAMP mortgage modification.

    More About MHA
    Explore Available Programs
    Military Resources

  • Gather your financial information.

    The more prepared you are, the faster you can get help. Gather documentation detailing your mortgage, your current and past financial situation and the reasons you are having financial difficulty. With that information in hand, you can then call 888-995- HOPE (4673) or your mortgage company to find out if you are eligible for a Making Home Affordable Program. Spending time up front gathering these documents pays off in a smoother, more efficient process.

    What You Will Need
    Find the Right Program for Your Situation
    Speak With an Approved Housing Expert

  • Act now. Don't delay.

    Making Home Affordable has real help to offer, but you must contact your mortgage company or a housing expert to take action. The sooner you do, the sooner you can get on the road to financial recovery. Not taking action can only make things worse. Remember, many Americans have taken the first step towards modifying or refinancing their mortgages, and so should you if you are having trouble making your mortgage payments. There is help available.

    Request for Home Affordable Modification
    Speak With an Approved Housing Expert
    Contact Your Mortgage Servicer

  • Helpful videos and success stories.

    Meet real homeowners from across the country who have successfully entered into the Making Home Affordable program. Watch, read and hear their stories which provide a great deal of information on foreclsoure prevention, from your point of view. Also watch the Making Home Affordable's public service advertisements created by the Ad Council.

    Read Homeowner Success Stories
    Watch Videos
    View the MHA Public Service Advertisements

News & Events
To learn more about the Home Affordable Modification Program’s availability and revised eligibility criteria for struggling homeowners, click here

Help is a Phone Call Away ›

Get free advice from a housing expert. HUD-approved housing counselors work with you and your mortgage company on your behalf, and their expertise is available for free. Call 888-995-HOPE (4673) to speak with an expert about your individual situation.

Tips to Avoid Scams ›

Unfortunately, and far too often, homeowners looking for mortgage help end up victimized by scam artists. Know the warning signs to protect yourself, your money, and your home.

Helpful Tools ›

MHA tools give you the information you need to learn about mortgage relief options available to you. Here you can find MHA Homeowner Events in your area and additional helpful resources.

Videos ›

Get firsthand information directly from homeowners and program experts in these short but informative videos. Learn why homeowners are excited about the results they're getting.