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Get real help, real answers, right now. Whether your home value has fallen, you owe more than your home is worth, you're experiencing financial setbacks or you've become unemployed, Making Home Affordable is your best option for solving your home finance challenges.

"There are more solutions for homeowners today than there have ever been."

Gary - GMAC Mortgage

MHA options include:

 

Key Terms on This Page:

Mortgage ModificationA process where the terms of a mortgage are modified outside the original terms of the contract agreed to by the lender and borrower. For example: Changes in the interest rate, length of the loan or balance (how much you owe) on the loan. , Principal ReductionLowering the amount of money owed on the mortgage, excluding interest and fees., Second LeinA secured loan that is secondary to another loan against the same property (also known as a second mortgage)., RefinanceReplacement of a loan, typically with a new loan at a lower rate of interest in order to reduce the amount due each month.

 

Last Updated: 6/15/2012 3:03 PM

Help is a Phone Call Away

888-995-HOPE (4673)
Hearing impaired: 877-304-9709 TTY

As you enter a process that can sometimes be overwhelming, it would be in your best interest to engage a housing expert to help you along the way. Let a HUD-approved housing counselor help you understand your options, prepare your application, and work with your mortgage company.

Homeowner's HOPE™ Hotline

Hear it from Homeowners

Curtis and Darlene, Chicago IL

Curtis and Darlene of Chicago, IL

Curtis and Darlene had lived in their home for 35 years when Curtis lost his job. That’s when MHA helped them cut their mortgage payments in half.

See their story (PSA)

Beware of Scams

 

Unfortunately, and far too often, homeowners looking for mortgage help end up victimized by scam artists. Know the warning signs to protect yourself, your money, and your home.

Get tips to avoid scams.

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