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 Useful Tools

Get the information you need to apply for loan modification, refinance, foreclosure alternatives and other forms of mortgage assistance by using the tools below:

"The earlier we get to you, the more options we have available."

Roy - Housing Counselor

Find Local Homeowner Events ›

Throughout the country, many organizations are sponsoring homeownership events where borrowers can learn about foreclosure prevention options and get immediate help connecting with loan servicer representatives and local housing experts.

Does Fannie or Freddie Own Your Loan? ›

If your mortgage is owned by Fannie Mae or Freddie Mac, you may be eligible for a Home Affordable Refinance to take advantage of lower interest rates. Find out who to contact to determine who owns your loan.

Modification Evaluator ›

Use this tool to determine if you may be eligible for the Home Affordable Modification Program ®. Simply enter your current monthly gross income. The tool will calculate a mortgage payment guideline amount.

Payment Reduction Estimator ›

The Payment Reduction Estimator will determine what your current mortgage debt-to-income is and how much your monthly payment may be reduced if you are eligible for a modification.

Last Updated: 3/15/2012 11:37 AM

Help is a Phone Call Away

888-995-HOPE (4673)
Hearing impaired: 877-304-9709 TTY

As you enter a process that can sometimes be overwhelming, it would be in your best interest to engage a housing expert to help you along the way. Let a HUD-approved housing counselor help you understand your options, prepare your application, and work with your mortgage company.

Homeowner's HOPE™ Hotline

Hear it from Homeowners

Curtis and Darlene, Chicago IL

Curtis and Darlene of Chicago, IL

Curtis and Darlene had lived in their home for 35 years when Curtis lost his job. That’s when MHA helped them cut their mortgage payments in half.

See their story (PSA)

Beware of Scams

 

Unfortunately, and far too often, homeowners looking for mortgage help end up victimized by scam artists. Know the warning signs to protect yourself, your money, and your home.

Get tips to avoid scams.

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