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Information on Personal Financial Management policy and resources for Leaders
Link for this page:  http://www.militaryhomefront.dod.mil/l/pfm/policy
 
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Service Regulations and Orders

Army

Army Regulation (AR) 600-4, "Remission or Cancellation of Indebtedness," April 29, 2009 This Regulation outlines the policies and guidance for the remission or cancellation of indebtedness of Army Soldiers to the United States Army.

AR 600-15, "Indebtedness of Military Personnel," March 14, 1986 This Regulation implements DoD Directive 1344.9 and covers Army policies and procedures for governing private indebtedness of Soldiers and for processing claims.

AR 608-1, "Army Community Service Center," September 19, 2007 This Regulation provides service delivery standards for the Army Community Services Center (ACS) and Office of the Army Volunteer Corps. Included as program within ACS, the Army's Financial Readiness program's policy can be found in Chapter 4, Section V of this Regulation.

AR 930-4, "Army Emergency Relief," February 22, 2008 This Regulation prescribes the requirements, procedures, and responsibilities for administering, operating, and approving Army Emergency Relief (AER) assistance. AR 930-4 describes the types of assistance available from AER as well as eligibility requirements Soldiers must meet to receive emergency assistance.

Marine Corps

Marine Corps Order (MCO) P1700.24B, "Marine Corps Personal Services Manual," December 27, 2001 This Order establishes policies for Personal Services Programs including the personal financial management program (section 3010).

MCO P1700.27B, "Marine Corps Community Services Policy Manual," March 9, 2007 This Order issues policies governing the management, operations, and administration of Marine Corps Community Services (MCCS) programs. Chapter 4 of this Order provides detail on programs and services contained within Marine and Family Services (MFS) including personal financial management.

Office of the Chief of Naval Operations Instruction (OPNAVINST) 1740.5B Change Transmittal 2, "United States Navy Personal Financial Management (PFM) Education, Training, and Counseling Program," August 6, 2010 This Instruction implements a comprehensive personal financial management education, training, and counseling program that emphasizes a proactive, career lifecycle approach to service members' personal financial responsibility and accountability. It also provides basic principles and practices of sound money management, counseling tools, and referral services.

OPNAVINST 1754.1B, "Fleet and Family Support Center (FFSC) Program," November 5, 2007 This Instruction establishes Navy policy and procedures for the administration and support of FFSC programs including the personal financial management program.

Secretary of the Navy Instruction (SECNAVINST) 1740.4, "Department of the Navy Personal Financial Management (PFM) Education, Training, and Counseling Program," October 9, 2007 This Instruction establishes Department of the Navy policy and assigns responsibilities for the implementation of PFM education, training, and counseling programs.

SECNAVINST 1754.1B, "Department of the Navy Family Support Programs," September 27, 2005 This Instruction revises Department of the Navy policy and assigns responsibilities for the implementation of the Navy and Marine Corps Family Support Programs and key functions. Personal financial management is identified as a DoD-directed core program.

SECNAVINST 1754.6A, "Relocation Assistance Program for Department of the Navy Personnel," November 8, 2005 This Instruction revises policy and implements the Department of the Navy's Relocation Assistance Program. The Instruction further defines the services to be offered through the Relocation Assistance Program including personal financial management assistance to relocating personnel.

Navy

Office of the Chief of Naval Operations Instruction (OPNAVINST) 1740.5B, Change Transmittal 2 , "United States Navy Personal Financial Management (PFM) Education, Training, and Counseling Program," August 6, 2010 This Instruction implements a comprehensive personal financial management education, training, and counseling program that emphasizes a proactive, career lifecycle approach to service members' personal financial responsibility and accountability. It also provides basic principles and practices of sound money management, counseling tools, and referral services.

OPNAVINST 1754.1B, "Fleet and Family Support Center (FFSC) Program," November 5, 2007 This Instruction establishes Navy policy and procedures for the administration and support of FFSC programs including the personal financial management program.

Secretary of the Navy Instruction (SECNAVINST) 1740.4, "Department of the Navy Personal Financial Management (PFM) Education, Training, and Counseling Program," October 9, 2007 This Instruction establishes Department of the Navy policy and assigns responsibilities for the implementation of PFM education, training, and counseling programs.

SECNAVINST 1754.1B, "Department of the Navy Family Support Programs," September 27, 2005 This Instruction revises Department of the Navy policy and assigns responsibilities for the implementation of the Navy and Marine Corps Family Support Programs and key functions. Personal financial management is identified as a DoD-directed Core Program.

SECNAVINST 1754.6A, "Relocation Assistance Program for Department of the Navy Personnel," November 8, 2005 This Instruction revises policy and implements the Department of the Navy's Relocation Assistance Program. The Instruction further defines the services to be offered through the Relocation Assistance Program including personal financial management assistance to relocating personnel.

Air Force

Air Force Instruction (AFI) 36-2906, "Personal Financial Responsibility," January 1, 1998  This Instruction establishes administration and management guidelines for alleged delinquent financial obligations and processing claims.

AFI 36-3009, "Airman and Family Readiness Centers," January 18, 2008, certified current as of March 4, 2010 This Instruction provides the authority and criteria for the establishment of the Airman and Family Readiness Centers including personal financial readiness services.

AFI 36-3109, "Air Force Aid Society (AFAS),"  March 5, 2004 This Instruction establishes the requirements for the operation and administration of AFAS.

Coast Guard

Commandant Instruction (CI) 1754.2, "Family Services Available to Coast Guard Personnel Through Extension Service, U.S. Department of Agriculture (USDA)," October 25, 1988 This Instruction provides information, guidance, and contacts for the available family services offered to Coast Guard personnel from the USDA Extension Service. Included as services of the USDA are financial management and consumer education programs.