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Tenant rights vary from state to state. Learn more about the rights of renters in your state and how to file a complaint against your landlord.

If you need help, the U.S. Department of Housing and Urban Development handles complaints about housing discrimination, bad landlords in federal housing, and many other issues. For additional local resources, you can also contact a housing counseling agency.

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The U.S. Department of the Interior’s Bureau of Land Management (BLM) protects, manages, and controls wild horses and burros under the authority of the Wild Free-Roaming Horses and Burros Act of 1971. The Act declares wild horses and burros to be “living symbols of the historic and pioneer spirit of the West.”

BLM protects the health and welfare of the wild horse and burro population and makes sure it is consistent with the land’s capacity to support them. They also offer an adoption program and have other ways for volunteers to get involved.

Learn more about the National Wild Horse and Burro Program.

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A wage garnishment is when your employer is required to withhold some portion of your earnings in order to pay off a debt. Wage garnishments do not include voluntary wage assignments—that is, when you voluntarily agree that your employer may turn over a specified amount of earnings to a creditor or creditors.

Most garnishments are made by court order. The IRS or a state tax collection agency can garnish your wages for unpaid taxes. Your wages can also be garnished if you have defaulted on student loan debt.

Title III of the Consumer Credit Protection Act limits the amount of earnings that can be garnished and protects you from being fired if your pay is only being garnished for one debt.

For questions about wage garnishment, contact the Department of Labor or call 1-866-4-USWAGE (1-866-487-9243) from 8 a.m. to 5 p.m. in your time zone.

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Cal Grants are student financial aid and funded by the State of California. They are available to California graduating high school seniors, recent graduates, and people who meet other qualifications. If you were denied a Cal Grant, you may be able to appeal depending on the type of award. Learn more about what you can do if you were denied.

There are other options for student aid from the government. Find out what types of aid you can get, if you qualify, and how to apply.

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Scammers, hackers, and identity thieves are looking to steal your personal information and money. But there are steps you can take to protect yourself.

• Use security software that updates automatically. This will make sure your protected against the latest threats.
• Treat your personal information like cash. Every time you are asked for your personal information, think about whether you can really trust the request
• Check out companies to find out who you’re really dealing with. If you see an ad or an offer that looks good to you, take a moment to check out the company behind it.
• Give personal information over encrypted websites only. To determine if a website is encrypted, look for https at the beginning of the web address (the “s” is for secure).
• Protect your passwords. Create strong passwords and keep them in a secure place, out of plain sight.
• Back up your files. Copy important files onto a removable disc or an external hard drive, and store it in a safe place.

Learn more about how to keep your information safe online.