Welcome to FHFA — the regulator and conservator of Fannie Mae and Freddie Mac and the regulator of the 12 Federal Home Loan Banks
 
FHFA Resources for...
 Home Affordable Refinance Program (HARP)
 
For a mortgage to be considered for a HARP refinance, it must be owned or guaranteed by Fannie Mae or Freddie Mac.
To determine if your loan is owned or guaranteed by Fannie Mae or Freddie Mac, you should contact your mortgage servicer who should verify that information for you.
Also, you may verify it yourself by going to the following link: www.makinghomeaffordable.gov/get-assistance/loan-look-up/Pages/default.aspx.

If your loan is a Fannie Mae loan, you may obtain more information on the program, at http://www.knowyouroptions.com/refinance/home-affordable-refinance-program.

If your loan is a Freddie Mac loan, you may obtain more information at http://www.freddiemac.com/avoidforeclosure/harp.html.
 
If your loan is not a Fannie Mae or a Freddie Mac loan, your loan is not covered by the HARP refinance program. You may want to contact your servicer or other lenders to discuss
refinance programs you may be eligible for. For more information see:  FHFA HARP page.
 
Careers Available at FHFA

FHFA:  MORE THAN A JOB - MAKING A DIFFERENCE!

At FHFA employees enjoy all the standard federal benefits plus additional agency benefits, including flexible work sites and schedules as well as a 401K plan administered by T. Rowe Price.
We also are not tied to the traditional government pay system, and our salaries are competitve in the housing finance job market and dependent on education, experience, and work site location.  

For detailed information on open positions and how to apply, click here.

News Center Highlights House Price Information*
News Releases - RSS 2.0

News Releases

- 2012
  October 4 FHFA Seeks Public Input on Building a New Infrastructure for the Secondary Mortgage Market
  October 2 FHFA Announces Winning Investor in Chicago REO Pilot Initiative
  September 27 FHFA Reports Mortgage Interest Rates
More
Statements - RSS 2.0

Statements

- 2012
  August 17 Statement of FHFA Acting Director Edward J. DeMarco On Changes to Fannie Mae and Freddie Mac Preferred Stock Purchase Agreements
  July 31 Statement by Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, on the Use of Principal Forgiveness by Fannie Mae and Freddie Mac
More
Testimonies & Speeches - RSS 2.0

Testimonies & Speeches

- 2012
  September 13 Remarks of Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, Before the National Association of Federal Credit Unions Congressional Caucus, Washington, D.C., "The Conservatorships of Fannie Mae and Freddie Mac"
  September 10 Remarks of Edward J. DeMarco, Acting Director, Federal Housing Finance Agency, Before the American Mortgage Conference, Raleigh, North Carolina, "The Conservatorships of Fannie Mae and Freddie Mac: An Update on Current and Future Operations"
More

House Price Calculator House Price Index
Calculate the current estimated dollar value of your home using FHFA's House Price calculator 

 Calculate Download the latest House Price Index for the 2nd Quarter 2012 in PDF format HPI
          *HPI Release Dates for 2012 and 2013 
Housing Market IndicatorsClick here for more information on housing markets and housing finance...
  Mortgage Rates
Freddie Mac's Weekly Primary Mortgage Market Survey Current week (ending October 4, 2012 ) Previous week (ending September 27, 2012 )
30-Year Fixed Mortgages 3.36 % 3.40 %
15-Year Fixed Mortgages 2.69 % 2.73 %
5/1-Year Adjustable Rate Mortgages 2.72 % 2.71 %
1-Year Adjustable Rate Mortgages 2.57 % 2.60 %

House Prices
FHFA House Price Index (HPI) Quarterly
Price Change
(2012Q1-2012Q2)		 Four-Quarter
Price Change
(2011Q2-2012Q2)
"Purchase-Only" U.S. Index (Seasonally Adjusted) 1.8% 3.0%
"Expanded-Data" U.S. Index (Seasonally Adjusted) 2.0% 2.4%