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Community Banking Initiatives
“It is important to recognize that community banks play a critical role not only in the financial system, but also in the U.S. economy as a whole. While community banks with assets under $1 billion represent less than 11 percent of banking assets, they provide nearly 40 percent of the loans the banking industry makes to small businesses, extending credit that is crucial to job creation...They have a unique role to play in our financial system.
The FDIC is going to undertake a number of initiatives to further our understanding of the challenges and opportunities for community banks and to convey the importance of community banks to the FDIC’s mission.”
FDIC Acting Chairman Martin J. Gruenberg, American Bankers Association Annual Meeting, October 25, 2011
Regulatory Calendar
This regulatory calendar includes important dates and summary information pertaining to upcoming changes in federal banking laws and regulations. The calendar includes notice of proposed, interim, and final rulemaking as well as guidance to financial institutions. You will find additional details on calendar items by clicking on the event and viewing the reference material.
The FDIC is providing this calendar as a means to help financial institutions stay abreast of changes in different regulations and the various compliance deadlines. The calendar will be updated periodically for new events. Note, the calendar does have filter, search, print, export (e.g., Outlook, Blackberry, iPhone, Palm, Excel), and help functions.
Link to the Regulatory Calendar.
Have a Comment About Our Regulatory Calendar?
As part of our Community Banking Initiative, we have developed a regulatory calendar to communicate upcoming changes to rulemakings and guidance issuances affecting community banks as early as possible. We hope this new tool will assist community bankers in planning for changes in rules or policy. We welcome your feedback on our new regulatory calendar at communitybanking@fdic.gov
FDIC Future of Community Banking Conference
The FDIC held a one-day conference to examine the unique role community banks perform in our nation's economy and the challenges and opportunities that they face. The conference was held at FDIC's Virginia Square facility in Arlington, Virginia on February 16, 2012.
Link to Conference.
FDIC Community Banking Regional Roundtables
The FDIC plans to host six roundtable discussions with community bankers in each of our Regions throughout 2012. These discussions will provide an opportunity for the Acting Chairman and senior FDIC officials to engage directly with local community bankers on issues related to the future of community banking, including those issues specific to each region.
Roundtable Schedule
FDIC Future of Community Banking Study
The FDIC is conducting research on a variety of issues related to community banks, including their evolution, characteristics, performance, challenges, and role in supporting local communities. Our target for completion of the study is year-end 2012.
Details on the research agenda.
Review of Examination and Rulemaking Processes
The FDIC is undertaking a review of its examination, rulemaking, and guidance processes. The activities under review fall into three broad categories, including Communication and Outreach, Examination Processes, and Analytics and Reporting. The FDIC's goal is to identify ways to make the supervisory process more efficient, consistent, and transparent. Towards that end, we are looking to identify best practices that can be implemented nationwide. As we proceed, we will be soliciting input from our Advisory Committee on Community Banking and our roundtable participants.
In addition to all of these initiatives, the FDIC plans to continue our ongoing dialogue with the FDIC's Advisory Committee on Community Banking.
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