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Bankruptcy Articles

The USTP Bankruptcy Library contains articles on a wide variety of bankruptcy-related topics
by employees of the United States Trustee Program.

Please see Legal Policies & Disclaimers and Note below.

Articles published or written in:
2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2005 | 2004 | 2003 | 20022001 | 2000 | 1999 | 1998 
Year Date Subject Other Formats
2012
  September 2012

Annual Audits, Reports on Prescribed Procedures, are Useful Management Tools for Trustees
By Martha Hallowell, Deputy Assistant Director, Standing Trustee Oversight, Office of Oversight, EOUST. Reprinted with permission from NACTT Quarterly (July/August/September 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 109 KB]
  June 2012

The U.S. Trustee Program’s Appellate Practice: Clarifying the Law and Enforcing the Bankruptcy Code
By P. Matthew Sutko, Associate General Counsel for Appellate Practice, and Noah M. Schottenstein, Trial Attorney, Office of the General Counsel, EOUST. Reprinted with permission from ABI Journal (Vol. XXXI, No. 5, June 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 215 KB]
  May 2012

You Support My Plan, I’ll Pay Your Attorneys: Adelphia’s Troubling Precedent
By John Sheahan, Trial Attorney, Office of the General Counsel, EOUST. Reprinted with permission from ABI Journal (Vol. XXXI, No. 4, May 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 334 KB]
  March 2012

$25 Billion Mortgage Servicer Settlement: Implications for the U.S. Trustee Program and the Bankruptcy System

By Clifford J. White III, Director, EOUST, and Ramona D. Elliott, Deputy Director/General Counsel, EOUST. Reprinted with permission from ABI Journal (Vol. XXXI, No. 2, March 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 47 KB]
  Spring 2012

Control, Preservation, and Sale of Estate Assets for the Benefit of Creditors

By Suzanne Hazard, Deputy Assistant Director, Chapter 7 Oversight, Office of Oversight, EOUST. Reprinted with permission from NABTalk (Vol. 28, Issue 1, Spring 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 26 KB]
  January/February/March 2012

The Year in Review: Accomplishments in 2011

By Doreen Solomon, Assistant Director, Office of Oversight, EOUST, and Martha Hallowell, Deputy Assistant Director, Standing Trustee Oversight, Office of Oversight, EOUST. Reprinted with permission from NACTT Quarterly (January/February/March 2012). This Web-posted version may appear slightly different from the published article.

[PDF - 21 KB]
2011
  November 2011

Assessing the Data: Filing Trends in Bankruptcy, 2007-2011

By Ed Flynn, Operations Research Analyst, and Thomas Kearns, Assistant Director for Planning and Evaluation, EOUST. Reprinted with permission from ABI Journal (Vol. XXX, No. 9, November 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 426 KB]
  October 2011

Committee Formation and Reformation: Considerations and Best Practices

By Roberta DeAngelis, United States Trustee, Region 3, and Nan R. Eitel, Associate General Counsel for Chapter 11 Practice, Office of the General Counsel, EOUST. Reprinted with permission from ABI Journal (Vol. XXX, No. 8, October 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 390 KB]
  Summer 2011

Strong Internal Controls are Essential to Protection of Bankruptcy Estate Assets

By Suzanne Hazard, Deputy Assistant Director, Chapter 7 Oversight, Office of Oversight, EOUST. Reprinted with permission from NABTalk (Vol. 27, Issue 2, Summer 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 67 KB]
  June 2011

USTP Language Assistance Program Data is Available on New ‘Interactive Dashboard’

By Tanta Caraman,  Statistician, EOUST, and Thomas Kearns, Assistant Director for Planning and Evaluation, EOUST. Reprinted with permission from ABI Journal (Vol. XXX, No. 5, June 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 728 KB]
  April/May/June 2011

The Making Home Affordable Program Offers Options for Homeowners in Bankruptcy

By Doreen Solomon, Assistant Director, Office of Oversight, EOUST, and Erin Sagransky, Policy Analyst, Department of the Treasury, Office of Financial Stability, Homeownership Preservation Office. Reprinted with permission from NACTT Quarterly (April/May/June 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 78 KB]
  April 2011

The Supreme Court Interprets the Means Test

By Mark A. Redmiles, Deputy Director for Field Operations, EOUST. Reprinted with permission from ABI Journal (Vol. XXX, No. 3, April 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 51 KB]
  Spring 2011

The Making Home Affordable Program Offers Options for Homeowners in Bankruptcy

By Doreen Solomon, Assistant Director, Office of Oversight, EOUST, and Erin Sagransky, Policy Analyst, Department of the Treasury, Office of Financial Stability, Homeownership Preservation Office. Reprinted with permission from NABTalk (Vol. 27, Issue 1, Spring 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 28 KB]
  March 2011

Structured Dismissals, or Cases Dismissed Outside the Code’s Structure?

By Nan Roberts Eitel, Associate General Counsel for Chapter 11 Practice, EOUST; T. Patrick Tinker, Acting Assistant U.S. Trustee, Wilmington; and Lisa L. Lambert, Trial Attorney, Dallas. Reprinted with permission from ABI Journal (Vol. XXX, No. 2, March 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 60 KB]
  February 2011

USTP Participates in Nationwide Sweep Targeting Investment Fraud Schemes

By Sandra R. Klein, Acting Assistant Director, Office of Criminal Enforcement, EOUST, and Sandra Taliani Rasnak, Assistant U.S. Trustee, Chicago. Reprinted with permission from ABI Journal (Vol XXX, No. 1, February 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 38 KB]
  January/February/March 2011

Supreme Court to Decide Meaning of ‘Applicable’ Transportation Expenses–Ransom v. FIA Card Services, N.A., f/k/a MBNA America Bank, N.A.

By Doreen Solomon, Assistant Director, Office of Oversight, EOUST, and Carrie Weinfeld, Trial Attorney, EOUST. Reprinted with permission from NACTT Quarterly (January/February/March 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 28 KB]
  December/January 2011

Professional Fees under the Code: Where Have We Been, and Where Are We Going?

By Clifford J. White III, Director, EOUST, and Walter W. Theus, Jr., Trial Attorney, Office of General Counsel, EOUST.  Reprinted with permission from ABI Journal (Vol. XXIX, No. 10, December/January 2011). This Web-posted version may appear slightly different from the published article.

[PDF - 53 KB]
2010
  Fall 2010

Creditor Abuse and Mortgage Fraud Targeted in Nationwide Settlements and Inter-Agency ‘Sweep’

by Clifford J. White III, Director, EOUST. Reprinted with permission from NABTalk (Vol. 26, Issue 3, Fall 2010). This Web-posted version may appear slightly different from the published article. 

[PDF - 24 KB]
  July/August/September 2010

Monthly Management Reports: the Most Effective Oversight Tool for Standing Trustees

by Doreen Solomon, Assistant Director, Review and Oversight, EOUST, and Martha Hallowell, Deputy Assistant Director, Standing Trustee Oversight, EOUST. Reprinted with permission from NACTT Quarterly (July/August/September 2010). This Web-posted version may appear slightly different from the published article.

[PDF - 17 KB]
  July/August 2010

USTP Actions Against Mortgage Fraud, Abuse, are Part of Financial Fraud Enforcement Task Force Sweep

By Gail Geiger, Acting Associate General Counsel for Consumer Practice, EOUST, and Sandra Taliani Rasnak, Assistant U.S. Trustee, Chicago. Reprinted with permission from the ABI Journal, Vol. XXIX, No. 6, July/August 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 36 KB]
  June 2010

U.S. Trustee Program Posts Bankruptcy Data on Data.gov Web Site

By Chris Haverstock, Statistician, and Phil Crewson, Assistant Director, Research and Planning, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIX, No. 5, June 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 36 KB]
  Summer 2010

Mortgage Fraud and Mortgage Rescue Schemes: How Panel Trustees Can Help Uncover These Schemes

By Doreen Solomon, Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 26, Issue 2 (Summer 2010). This Web-posted version may appear slightly different from the published article.

[PDF - 30 KB]
  May 2010

USTP’s Efforts to Protect Against Creditors’ Disclosure of Individuals’ Personally Identifiable Information

By Wendy Tien, Deputy Assistant Director, Office for Review and Oversight, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIX, No. 4, May 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 34 KB]
  April/May/June 2010

Will Lanning Bring Resolution to the Debate Over the Meaning of Projected Disposable Income?

By Doreen Solomon, Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, April/May/June 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 64 KB]
  March 2010

USTP’s Civil Enforcement Activity Targets Mortgage Fraud and Mortgage Rescue Schemes

By Sandra Taliani Rasnak, Assistant U.S. Trustee, Chicago. Reprinted with permission from the ABI Journal, Vol. XXIX, No. 2, March 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 29 KB]
  Spring 2010

Make the Most of Your Next Trustee Audit

By Suzanne Hazard, Deputy Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 26, Issue 1 (Spring 2010). This Web-posted version may appear slightly different from the published article.

[PDF - 29 KB]
  February 2010

Individual Chapter 11s: Case Closing Reconsidered

By Walter W. Theus, Jr., Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIX, No. 1, February 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 44 KB]
  January/February/March 2010

Strong Partnership with NACTT Produces Many Successes in 2009

By Doreen Solomon, Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, January/February/March 2010. This Web-posted version may appear slightly different from the published article.

[PDF - 44 KB]
Back To Top
2009
  November 2009

USTP’s Report on Criminal Referrals Highlights Criminal Enforcement Activity

By Sandra R. Klein, Acting Chief, Criminal Enforcement Unit, EOUST, and Philip Crewson, Assistant Director, Research and Planning, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 9, November 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 50 KB]
  October 2009

U.S. Trustee Program Announces Free Telephonic Interpreter Services for Meetings of Creditors

By Clifford J. White III, Director, EOUST, and Lisa A. Tracy, Deputy General Counsel, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 8, October 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 40 KB]
  Fall 2009

Uniform Trustee Final Reports are Revised to Accommodate Local Variations, Allow Flexibility

By Doreen Solomon, Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 25, Issue 3 (Fall 2009). This Web-posted version may appear slightly different from the published article.

[PDF - 44 KB]
  July/August 2009

USTP Initiative Combats Bankruptcy-Related Mortgage and Real Estate Fraud

By Sandra R. Klein, Acting Chief, Criminal Enforcement Unit, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 6, July/August 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 56 KB]
  July/August/September 2009

Section 1308 and Tax Returns-the Standing Trustee’s Conduct of the Meeting of Creditors Takes on New Significance

by Doreen Solomon, Assistant Director, Review and Oversight, EOUST, and Carrie Weinfeld, Trial Attorney, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, July/August/September 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 69 KB]
  Summer 2009

Exemption Elasticity? The Ongoing Debate Over Unlimited or In-Kind Exemptions

by Mark A. Redmiles, Principal Deputy Director, EOUST, and Carrie Weinfeld, Trial Attorney, Review and Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 25, Issue 2 (Summer 2009). This Web-posted version may appear slightly different from the published article.

[PDF - 35 KB]
  June 2009

Does ‘Improvident’ Mean ‘Immutable’?The Standard of Review for Advisors’ Professional Fees

By Diana G. Adams, U.S. Trustee for Region 2, and Roberta A. DeAngelis, Acting U.S. Trustee for Region 3. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 5, June 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 80 KB]
  May 2009

Chapter 11 Filing Trends in History and Today

By Ed Flynn, Operations Research Analyst, and Phil Crewson, Assistant Director, Research and Planning, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 4, May 2009. This Web-posted version may appear slightly different from the published article.

[PDF - 286 KB]
  Spring 2009

Protecting Personally Identifiable Information:  Your Responsibility as a Chapter 7 Trustee

By Doreen Solomon, Assistant Director, Review and Oversight, EOUST.  Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 25, Issue 1 (Spring 2009). This Web-posted version may appear slightly different from the published article.

[PDF - 50 KB]
  April/May/June 2009

Chapter 13 Trustees Weigh Advantages and Disadvantages of Paying Debtors’ Ongoing Mortgages

by Doreen Solomon, Assistant Director, and Martha Hallowell, Deputy Assistant Director, Review and Oversight, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly. This Web-posted version may appear slightly different from the published article.

[PDF - 53 KB]
  February 2009

Implementation of the National Guard and Reservists Debt Relief Act of 2008

By Lisa A. Tracy, Deputy General Counsel, and David I. Gold, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVIII, No. 1. This Web-posted version may appear slightly different from the published article.

[PDF - 25 KB]
  December/January 2009

The Top Five Myths About Debtor Audits

By Lisa A. Tracy, Deputy General Counsel, and Thomas C. Kearns, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 10. This Web-posted version may appear slightly different from the published article.

[PDF - 45 KB]
  January/February/March 2009

Protecting Personally Identifiable Information: Your Responsibility as a Trustee

by Doreen Solomon, Assistant Director, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly. This Web-posted version may appear slightly different from the published article.

[PDF - 51 KB]
Back To Top
2008
  Winter 2008

Case Law on Trustee Compensation Continues to Evolve After BAPCPA

By Doreen Solomon, Assistant Director, and Carrie Weinfeld, Trial Attorney, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 24, Issue 4. This Web-posted version may appear slightly different from the published article.

[PDF - 20 KB]
  November 2008

United States Trustees – Bankruptcy Watchdogs and Appellate Advocates

By P. Matthew Sutko, Associate General Counsel for Appellate Practice, and Saleela Khanum Salahuddin, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 9. This Web-posted version may appear slightly different from the published article.

[PDF - 68 KB]
  October 2008

The Net Effect–Debtors with Business Income Are Permitted to Deduct Ordinary and Necessary Business Expenses in Calculating Current Monthly Income

By Mark A. Redmiles, Principal Deputy Director, and Saleela Khanum Salahuddin, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 8. This Web-posted version may appear slightly different from the published article.

[PDF - 72 KB]
  October/November/December 2008

Collaborative Efforts Help Protect Debtors from Unscrupulous Mortgage Schemes

By Doreen Solomon, Assistant Director, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly. This Web-posted version may appear slightly different from the published article.

[PDF - 20 KB]
  July/August 2008

Data Show Trends in Post-BAPCPA Bankruptcy Filings

By Ed Flynn, Operations Research Analyst, and Phil Crewson, Assistant Director, Office of Research and Planning, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 6. This Web-posted version may appear slightly different from the published article.

[PDF - 351 KB]
  June 2008

The United States Trustee Program Administers BAPCPA’s Patient Care Ombudsman Requirements

By Roberta A. DeAngelis, Acting General Counsel, and Paul W. Bridenhagen, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 5. This Web-posted version may appear slightly different from the published article.

[PDF - 69 KB]
  Summer 2008

Proposed Uniform Forms One Step Closer to Implementation

By Doreen Solomon, Assistant Director, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 24, Issue 2. This Web-posted version may appear slightly different from the published article.

[PDF - 39 KB]
  April/May/June 2008 Proposed Uniform Forms Provide Useful Information Without Undue Burden on Trustees By Martha Hallowell, Deputy Assistant Director, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly. This Web-posted version may appear slightly different from the published article. [PDF - 38 KB]
  May 2008

Who is Responsible Here? ‘Responsible Persons’ in Chapter 11 Cases

By Walter W. Theus, Jr., Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 4. This Web-posted version may appear slightly different from the published article.

[PDF - 66 KB]
  March 2008 BAPCPA Implementation Update: New Changes to the Official Means Test Forms and IRS Standards Effective January 1, 2008
By Clifford J. White III, Director, EOUST, and David A. Levine, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 85 KB]
  February 2008 The United States Trustee Program Enforces BAPCPA’s Limitations on Executive Compensation
By Clifford J. White III, Director, EOUST, and Lisa A. Tracy, Counsel to the Director, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVII, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 65 KB]
Back To Top
2007
  December 2007 BAPCPA Implementation Update: Debtor Audit Procedures and the Reporting of Material Misstatements
By Clifford J. White III, Director, EOUST, and Thomas C. Kearns, Trial Attorney, EOUST. Reprinted with permission from the ABI Journal, Vol. XXVI, No. 10. This web-posted version may appear slightly different from the published article.
[PDF - 35 KB]
Back To Top
2005
  December/January 2005 Bankruptcy by the Numbers -- Bankruptcy and Natural Disaster
By Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XXIV, No. 10. This web-posted version may appear slightly different from the published article.
[PDF - 77 KB]
Back To Top
2004
  June 2004

Proposed Amendments to Bankruptcy Rules Aid in Case Administration, Enhance Quality of Information
By Lawrence A. Friedman, Director, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 5. This web-posted version may appear slightly different from the published article.

[PDF - 10 KB]
  September 2004 U.S. Trustee Program Promotes Financial Education Outreach
By Steven Dillingham, Assistant Director for Research and Planning, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 11KB]
  November 2004 Become Involved in Financial Literacy Education
By Lawrence A. Friedman, Director, EOUST. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 9KB]
  January/February/March 2004 Training for Recently Appointed Panel Trustees Exceeds All Expectations
By Sara Kistler, Acting Assistant Director, Review and Oversight, Research and Planning, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 19, No. 4 (Winter 2004) and the National Association of Chapter 13 Trustees (NACTT)) Quarterly, Vol. 16, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 10 KB]
    Bankruptcy Rules Amendments to Protect Privacy Require Changes in Ch. 7 Trustee Procedures
By Donald F. Walton, Acting General Counsel, and Mark Redmiles, Civil Enforcement Co-Coordinator. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 20, No. 1 (Spring 2004). This web-posted version may appear slightly different from the published article.
[PDF - 9KB]
    Chapter 7 Trustees Have Unique Role in Financial Education Outreach
By Debera Conlon, Acting Assistant Director, Review and Oversight, EOUST, and Steven Dillingham, Assistant Director, Research and Planning, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABTalk), Vol. 20, No. 2 (Fall 2004). This web-posted version may appear slightly different from the published article.
[PDF - 11KB]
  April/May/June 2004 Bankruptcy Rule Amendments to Protect Privacy Require Changes in Ch. 13 Trustee Procedures
By Donald F. Walton, Acting General Counsel, and Mark Redmiles, Civil Enforcement Co-Coordinator. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, Vol. 16, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 9 KB]
  July/August/September 2004 Check Your Calendar: The ‘Check 21' Act Takes Effect in October
By Martha Hallowell, Deputy Assistant Director, Standing Trustee Oversight, Office of Review and Oversight, EOUST. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, Vol. 16, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 9 KB]
  October/November/December 2004 Chapter 13 Trustees Do Their Part for Financial Education Outreach
By Lawrence Friedman, Director, EOUST; The Honorable John C. Ninfo, II, Chief Bankruptcy Judge, Western District of New York; and Marion “Al” Olson, Jr., Chapter 13 Trustee, San Antonio. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT) Quarterly, Vol. 17, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 11 KB]
    Audits and Field Exams–What You Should Know and How to Avoid Common Deficiencies
By Suzanne Hazard, Deputy Assistant Director, Chapter 7 Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Summer, 2004 issue, Vol. 20, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 14 KB]
  July/August 2004 Riding the Filing Rollercoaster
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 6. This web-posted version may appear slightly different from the published article.
[PDF - 79 KB]
  June 2004 Related Chapter 11 Filings
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 13 KB]
  March 2004 Who's Number One?
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXIII, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 35 KB]
  December/January 2004 Credit Card Debt in Chapter 7 Cases
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXII, No. 10. This web-posted version may appear slightly different from the published article.
[PDF - 24 KB]
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2003
  September 2003

Be It Ever So Humble, There's No Place Like Home
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXII, No. 7. This web-posted version may appear slightly different from the published article.

[PDF - 14 KB]
  June 2003 A Day In Bankruptcy
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXII, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 11 KB]
  May 2003 Chapter 7 Asset Cases: Part II
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXII, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 21 KB]
  March 2003 High Debt Debtors
By Ed Flynn, and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXII, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 00 KB]
  April 2003 Beyond Identifying the Problem: Debtor ID Initiatives Move Ahead
By Martha Davis and Jane Limprecht. Reprinted with permission from the ABI Journal, Vol. XXII, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 20 KB]
  March/April 2003 Handling Involuntary Bankruptcies: Top Twenty Tips for Petitioners, Judges, Alleged Debtors, Assignees, Secured Creditors and Trustees. (Part II)
By Richard C. Friedman. Reprinted (or posted) from the March/April 2003 issues of the Commercial Law Bulletin with permission of the Commercial Law League of America.
[PDF - 17 KB]
  January/February 2003 Handling Involuntary Bankruptcies: Top Twenty Tips for Petitioners, Judges, Alleged Debtors, Assignees, Secured Creditors and Trustees. (Part I)
By Richard C. Friedman. Reprinted (or posted) from the January/February 2003 issues of the Commercial Law Bulletin with permission of the Commercial Law League of America.
[PDF - 19KB]
  February 2003 Yet Another View of In re Pillowtex
By Joseph Guzinski. Reprinted with permission from the ABI Journal, Vol. XXII, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 10 KB]
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2002
   

7/13/UST: Working in Partnership
By J. Christopher Marshall, United States Trustee, Region 1. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Winter, 2002 issue, Vol. 18, No. 4. This web-posted version may appear slightly different from the published article.

[PDF - 13 KB]
    Civil Enforcement: An Early Report
By J. Christopher Marshall, United States Trustee, Region 1. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Fall, 2002 issue, Vol. 18, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 34 KB]
  December/January 2003 Bankruptcy By The Numbers — Chapter 7 Debtors from 19-92
By Ed Flynn, Gordon Bermant, and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  December/January 2003 Bankruptcy By The Numbers — Chapter 7 Asset Cases
By Ed Flynn, Gordon Bermant, and Suzanne Hazard. Reprinted with permission from the ABI Journal, Vol. XXI, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 31 KB]
  October 2002 Bankruptcy By The Numbers — A Tale of Two Chapters: Financial Data
By Ed Flynn, Gordon Bermant, and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 8. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  September 2002 The Civil Enforcement Initiative: A Review of the First Ten Months and a Look at the Next Stage
By Antonia G. Darling and Mark A. Redmiles. Reprinted with permission from the ABI Journal, Vol. XXI, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
    The Civil Enforcement Initiative: A Chapter 13 Perspective
By Sandra J. Forbes. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT Quarterly), October/November/December 2002 issue. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
    How to Keep Your Clients And You From Becoming Enforcement Targets
By Mark Neal. Originally printed in the September/October 2002 Edition of the Maryland Bar Journal, reprinted with permission of the Maryland State Bar Association. This web-posted version may appear slightly different from the published article.
[PDF - 48 KB]
  August 2002 Bankruptcy By The Numbers — A Tale of Two Chapters
By Ed Flynn, Gordon Bermant, and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 44 KB]
  June 2002 A New Approach to Accountability in the Bankruptcy System
By Lawrence Friedman, Director, Executive Office for U.S. Trustees. Reprinted with permission from the ABI Journal, Vol. XXI, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 10 KB]
    Independent Audits: Where Perception and Reality Hit the Road
By Sandra J. Forbes. Reprinted with permission from the National Association of Chapter 13 Trustees (NACTT Quarterly), April/May/June 2002 issue. This web-posted version may appear slightly different from the published article.
[PDF - 10 KB]
    Office Of The U.S. Trustee Launches Civil Enforcement Initiative
By J. Christopher Marshall. Originally printed in the Boston Bar Newsletter, June 25, 2002, No. 2, reprinted with permission of the Boston Bar Association. This web-posted version may appear slightly different from the published article.
[PDF - 11 KB]
    Field Exams and OIG Audits - A Brief Report on the Most Common Problems
By J. Christopher Marshall, United States Trustee, Region 1, and Suzanne Hazard, Deputy Assistant Director for Review and Oversight, EOUST. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Spring, 2002 issue, Vol. 18, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 55KB]
  May 2002 Bankruptcy By The Numbers — Just Recently Hired:  Job Tenure Among No-Asset Chapter 7 Debtors
By Gordon Bermant, Ed Flynn and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 198 KB]
  April 2002 Bankruptcy By The Numbers — A Closer Look at Elderly Chapter 7 Debtors
By Ed Flynn, Gordon Bermant, and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  April 2002 Entering the Twenty-First Century: Some Views on Electronic Case Filing from the U.S. Trustee's Perspective
By Donald F. Walton, Acting U.S. Trustee, Region 3, and W. Clarkson McDow, Jr., U.S. Trustee, Region 4. Reprinted with permission from the ABI Journal, Vol. XXI, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 45 KB]
  March 2002 Bankruptcy By The Numbers — Delaware Chapter 11's
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XXI, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  February 2002 Emerging Chapter 11 Issues in Bankruptcy Administration
By Joseph A. Guzinski. Reprinted with permission from the ABI Journal, Vol. XXI, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 18 KB]
  February 2002 Bankruptcy By The Numbers — Where is Local Legal Culture? The Case of Consumer Chapter Choice
By Gordon Bermant, Ed Flynn and Karen Bakewell. Reprinted with permission from the ABI Journal, Vol. XXI, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 27 KB]
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2001
  Dec 2001

Debtors Deserve Better: Quality of Representation Raises Troubling Questions
By Jan Samuel Ostrovsky. Reprinted with permission from the ABI Journal, Vol. XX, No.10. This web-posted version may appear slightly different from the published article.

[PDF - 19 KB]
  November 2001 Bankruptcy By The Numbers — Chapter 13 Disbursements in Fiscal Year 2000: Steady Growth
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XX, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  October 2001 Bankruptcy By The Numbers — The Class of 2000
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XX, No. 8. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
  September 2001 Bankruptcy By The Numbers — Exploring the (Complex) Causes of Bankruptcy
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XX, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 24 KB]
    Protecting the Integrity of the Bankruptcy System in Chapter 7 No-Asset Cases
By W. Clarkson McDow, Jr. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Fall, 2001 issue, Vol. 17, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  July/August 2001 Bankruptcy By The Numbers — The Impact of the Coming Fee-Waiver Provision
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XX, No. 6. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
    The Questions Behind the Numbers
By J. Christopher Marshall. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Summer, 2001 issue, Vol. 17, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 315 KB]
  June 2001 Bankruptcy By The Numbers -- Chapter 13: Who Pays the Mortgage?
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XX, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
  May 2001 Bankruptcy By The Numbers -- Filing Projections
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XX, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 20 KB]
  April 2001 Bankruptcy By The Numbers -- Sources of Variability in Chapter 13 Performance
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XX, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  April 2001 Beyond the Bankruptcy Bill: Transparency in the Bankruptcy System
By Martha Davis. Reprinted with permission from the ABI Journal, Vol. XX, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 34KB]
  March 2001 Bankruptcy By The Numbers -- Not Many Debtors Can Wear This Mini
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XX, No. 2. This web-posted version may appear slightly different from the published article.
[PDF -16 KB]
  Feb 2001 Bankruptcy By The Numbers -- Planning for Change -- Credit Counseling at the Threshold of Bankruptcy
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XX, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 21 KB]
  Feb 2001 The Law of Reopening: Revisited
By Alexander L. Edgar. Reprinted with permission from the ABI Journal, Vol. XX, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 26 KB]
  Dec/Jan 2001 Bankruptcy By The Numbers -- How Fresh is the Fresh Start?
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 10. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
    Fresh Start or False Start?--Dealing with Identify Theft in Bankruptcy Cases
By Jane E. Limprecht. Reprinted with permission from the ABI Journal, Vol. XIX, No. 10 (Dec/Jan 2001). This web-posted version may appear slightly different from the published article.
[PDF - 20 KB]
       
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2000
  November 2000

Bankruptcy By The Numbers -- Stability and Change in Chapter 13 Activity (1990-1999)
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 9. This web-posted version may appear slightly different from the published article.

[PDF - 19 KB]
    Estimating The Yield To Creditors Of Chapter 13 Cases
By Gordon Bermant and Ed Flynn.
[PDF - 18 KB]
  October 2000 Bankruptcy By The Numbers -- Charging Into Bankruptcy
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XIX, No. 8. This web-posted version may appear slightly different from the published article.
[PDF - 12 KB]
  September 2000 Bankruptcy By The Numbers -- Lifestyles of the Rich and Bankrupt
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XIX, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 12 KB]
  July/August 2000 Bankruptcy By The Numbers -- Measuring Performance in Chapter 13: Comparisons Across States
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 6. This web-posted version may appear slightly different from the published article.
[PDF - 35 KB]
  June 2000 Bankruptcy By The Numbers -- Estimating Means-tested Chapter 13 Case Yields from Current Chapter 13 Performance
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 12 KB]
    Issues In Chapter 7 Asset Cases Converted From Chapters 11, 12 or 13
By Richard C. Friedman. Reprinted with permission from the Journal of the National Association of Bankruptcy Trustees (NABtalk), Summer, 2000 issue, Vol. 16, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 34 KB]
    Bankruptcy Law Survey
By Leo M. Weiss and Elizabeth E. Brown. Reprinted with permission from the 1999 Annual Survey of Colorado Law. This web-posted version may appear slightly different from the published article.
[PDF - 178 KB]
  May 2000 Bankruptcy By The Numbers -- Distributions and Expenses in Chapter 13
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 54 KB]
  April 2000 Bankruptcy By The Number -- On the Evidence of These Numbers
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XIX, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  April 2000 Effectiveness and Accountability: Twin Goals of Bankruptcy Reform
By Kevyn D. Orr. Reprinted with permission from the ABI Journal, Vol. XIX, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 9 KB]
  March 2000 Bankruptcy By The Numbers -- A Small New Window on Chapter 13
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XIX, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 14 KB]
  February 2000 Bankruptcy By The Numbers -- Pre-bankruptcy Planning Limits Means-testing Impact
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XIX, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 26 KB]
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1999
  December 1999

Bankruptcy By The Numbers -- Consumer Filings in a Complex Economy
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 10. This web-posted version may appear slightly different from the published article.

[PDF - 16 KB]
    A Guide To Trustee Elections
By Richard C. Friedman.
[PDF - 28 KB]
  November 1999 Bankruptcy By The Numbers  —  Means-Testing:  Lessons Learned From a Single Case
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 16 KB]
  November 1999 New Challenges for Attorneys Signing Reaffirmation Agreements:  Meeting a Heightened Standard of Judicial Review
By J. Christopher Marshall and Erica K. Bradford. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 9. This web-posted version may appear slightly different from the published article.
[PDF - 22 KB]
  October 1999 Bankruptcy By The Numbers -- Income Trajectories, Debts and Expenses of Some Chapter 7 Debtors, 1996-1998
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 8. This web-posted version may appear slightly different from the published article.
[PDF - 19 KB]
  September 1999 Bankruptcy By The Numbers — Demographics of Chapter 7 Debtors
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
  September 1999 Cash Collateral:  The Risks of Non-Consensual Use&nbsp
By Dean P. Wyman. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 18 KB]
  August-September 1999 Kuhmo Tire and the Admissibility of Expert Testimony
By Kenneth M. Dennis. Reprinted with permission from the Distressed Business and Real Estate Newsletter, Vol. 13, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 14 KB]
  August 1999 Civil and Criminal Contempt In Bankruptcy Court
By Clifford J. White III. This article originally appeared in the USA Bulletin, Vol. 47, No. 4. The USA Bulletin is published by the Department of Justice's Executive Office for United States Attorneys.
[PDF - 19 KB]
  June 1999 Bankruptcy By The Numbers — Low-income Chapter 7 Debtors
By Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 10 KB]
  June 1999 A New Role for United States Trustees:  Approval of Credit Counseling Services
By Sue Ann Slates. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 5. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  May 1999 Bankruptcy By The Numbers — Exploring the Demographics of Consumer Chapter Choice
By Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 16 KB]
  April 1999 Bankruptcy By The Numbers —Geographic Filing Trends
By Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 11 KB]
  April 1999 Send in the SWAT Team:  Investigating Embezzlement from Bankruptcy Trust Funds"
By Martha Hallowell and Michael Sorgaard. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  March 1999 Bankruptcy By The Numbers — One Hand Clapping: What We Know, & Still Need to Know, About Consumer Cases
By Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 14 KB]
  February 1999 Bankruptcy By The Numbers -- Who is Filing Chapter 11?
By Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 9 KB]
  February 1999 A Trustee's Guide to Selected Legal Issues in Chapter 7 Final Reports
By Richard C. Friedman. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 23 KB]
  July/August 1999  Bankruptcy By The Numbers — Finding the Best Gross Income Test
By Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVIII, No. 6. This web-posted version may appear slightly different from the published article.
[PDF - 19 KB]
    Incomes, Debts, and Repayment Capacities of Recently Discharged Chapter 7 Debtors
By Gordon Bermant and Ed Flynn.
[PDF - 38 KB]
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1998
  October 1998

&nbspFor $800 & the Deed to Your Home: Bankruptcy Foreclosure Scams Target Distressed Home Owners
By Jane E. Limprecht. Reprinted with permission from the ABI Journal, Vol. XVII, No. 8. This web-posted version may appear slightly different from the published article.

[PDF - 18 KB]
  September 1998 &nbspBankruptcy By The Numbers — Measuring Means-testing: It's All in the Words
By Ed Flynn and Gordon Bermant. Reprinted with permission from the ABI Journal, Vol. XVII, No. 7. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  July/August 1998 Small Business Bankruptcy Reform: Codifying Best Practices
By Linda Ekstrom Stanley. Reprinted with permission from the ABI Journal, Vol. XVII, No. 6. This web-posted version may appear slightly different from the published article.
[PDF - 17 KB]
  May 1998 Gambling on Dischargeability
By Alexander L. Edgar and Ellen L. Triebold. Reprinted with permission from the ABI Journal, Vol. XVII, No. 4. This web-posted version may appear slightly different from the published article.
[PDF - 20 KB]
  March 1998 Bankruptcy By The Numbers — Myths and Misconception about Consumer Bankruptcy Trends
By Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVII, No. 2. This web-posted version may appear slightly different from the published article.
 
  March 1998 The Rush to Judgment
By Frederic J. Baker. Reprinted with permission from the ABI Journal, Vol. XVII, No. 2. This web-posted version may appear slightly different from the published article.
[PDF - 15 KB]
  February 1998 Bankruptcy By The Numbers — Outcomes of Chapter 11 Cases: U.S. Trustee Database Sheds New Light on Old Questions
By Gordon Bermant and Ed Flynn. Reprinted with permission from the ABI Journal, Vol. XVII, No. 1. This web-posted version may appear slightly different from the published article.
[PDF - 51 KB]
    Automatically Violating the Stay?
By Anthony J. Ciccone. This article originally appeared in the In Bankruptcy newsletter of the Executive Office for United States Attorneys, Vol. V, No. 3. This web-posted version may appear slightly different from the published article.
[PDF - 218 KB]
NOTE:  The views expressed in these articles are those of the authors and do not necessarily represent the views of, and should not be attributed to, the Department of Justice or the United States Trustee Program.

 

Wednesday, September 5, 2012 10:05 AM