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If you graduated in spring 2012, chances are, the grace period on your student loans is almost up! Here are 3 things you can do to prepare for repayment: http://1.usa.gov/XnDW0R- RecommendationsSee All
Abdul JeliliuAmerica(United State)is best by helping there citizen in term of education,good enviroment,hospitality,technology U.S.A is the best in the world in term of anythingabout 2 months ago
Cori MathersI would just like to say that the University of Phoenix is the most unprofessional and dishonest college that a student can choose to attend. I highly recommend against enrolling in that college. They will keep your financial aid excess funds and make any excuse as to why they will not release it to you. Please do not make the mistake of throwing your money away by going there.about 2 months ago
- If you're interested in financial aid for college or career school, you're going to need to fill out the Free Application for Federal Student Aid or FAFSA. It takes most people about 30 minutes to complete online--and the best part is that it's 100% FREE. It provides you with access to grants, loans, and work-study funds from the federal government. Plus, many colleges and states use FAFSA information to provide their own college or state financial aid. Some aid is first come, first served, so make sure to complete the FAFSA early. The FAFSA can be completed online at http://1.usa.gov/XTr3uP, and help is provided throughout the online application process.
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Each January, a new FAFSA is available for the upcoming school year, and completing it is free when you go to the official site: www.fafsa.gov.
Your selected colleges will use the information on your FAFSA to figure out how much aid you'll get so make sure you add any school that you think you may attend, even if you're not sure yet.- ActivityRecent
Federal Student Aid created the event WEBINAR: Financial Aid 101- What the FAFSA... - Here are a few things to keep in mind when deciding how much to borrow:
1) Do some research:
Make sure that your school is the right fit for you, both educationally and financially.
2) Location, location, location:
The amount of money you need to borrow can depend a lot on where your school is located. In-state schools and community colleges
may cost less than out-of-state schools.
3) Get an idea of your future income. It is an important factor when deciding how much to borrow:
Starting salaries vary greatly depending on your career path, so it's worth thinking about how the amount of your loan will affect your future finances. After all, your student loan payments should be only a small percentage of your salary after you graduate.
More: http://1.usa.gov/THazBG
- Some scholarships for college are merit-based. You earn them by meeting or exceeding certain standards set by the scholarship-giver. Merit scholarships might be awarded based on academic achievement or on a combination of academics and a sp...ecial talent, trait, or interest.See More
Other scholarships are based on financial need. Many scholarships are geared toward particular groups of people; for instance, there are scholarships for women or high school seniors. And some are available because of where you or your parent work, or because you come from a certain background (for instance, there are scholarships for military families).
A scholarship might cover the entire cost of your tuition, or it might be a one-time award of a few hundred dollars. Either way, it's worth applying for, because it'll help reduce the cost of your education. http://studentaid.ed.gov/types/grants-scholarships/finding-scholarships
- Did you know that you must complete a FAFSA each school year? The good news? If you have completed FAFSA in the past, a lot of your info will roll-over automatically. Try it: www.fafsa.gov
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5 Things to Know About Your Student Loans: http://www.ed.gov/blog/2012/10/five-things-to-know-about-your-student-loans/- If you graduated this past spring, there is a good chance that the grace period on your federal student loans is almost up. Make sure to get in touch with your loan servicer to choose the repayment plan that is right for you. Learn more: http://1.usa.gov/R8dVyW
Federal Student Aid shared a link via Federal Student Aid.
Federal Student Loans are real loans. Just like with a car or home loan, your federal student loan(s) must be paid back with interest. So remember: Only borrow what you NEED. More: http://studentaid.ed.gov/types/loans- Starting now: #AskFAFSA Office Hours on Twitter with Secretary of Education, Arne Duncan. Join the conversation:
https://twitter.com/search/realtime?q=%23AskFAFSA&src=typd - Secretary Arne Duncan is hosting #AskFAFSA Office Hours on Twitter tomorrow! Share this photo to spread the word!
- Just announced: On Friday, October 12th at 4pm ET Secretary Arne Duncan will be the special guest host of #AskFAFSA Office Hours! You can tweet your questions for Secretary Duncan using the hashtag #AskFAFSA. You can also post your questions in the comments section below. More: http://1.usa.gov/OljTha
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Thinking about college, career, technical, or trade school, or graduate school? There's so much to consider when it comes to getting ready for college: where to go, what to study, how to apply, how to pay for it all, and more.
It's never t...oo early—or too late—to explore your options for college or career school. We'll walk through some key steps in preparing for college and provide resources that can help you along the way. You'll have to take the time to research and understand your options, but you don't have to do it alone. We're here to help! http://1.usa.gov/SNHvaJSee More- The grace period is a set period of time after you graduate, leave school, or drop below half-time enrollment before you must begin repayment on your loan. The grace period gives you time to get financially settled and to select your repayment plan. Not all federal student loans have a grace period. Note that for most loans, interest will accrue during your grace period.
Learn about how, when, and to whom you make your federal loan payments: http://1.usa.gov/SGskX4
Federal Student Aid shared a link via Federal Student Aid.
Understanding the repayment process for your federal student loans can go a long way toward building a solid financial foundation.
Remember, federal student loans are real loans, just like car loans or mortgages. You must repay a loan even...if your financial circumstances become difficult. Your student loans cannot be canceled because you didn't get the education or job you expected, or because you didn't complete your education (unless you couldn't complete your education because your school closed). Learn more about the repayment process: http://1.usa.gov/QES7e2See More- Have you heard of the Graduated Repayment Plan?
Under this plan, your monthly payments
- start out low and increase every two years,
- are made for up to 10 years,
- will never be less than the amount of interest that accrues between your payments, and
- won't be more than three times greater than any other payment.
Find out more and calculate your estimated loan payments under this plan at http://1.usa.gov/WuJJk0
- The office of Federal Student Aid provides publications, fact sheets, online tools, and other resources to help you prepare and pay for college or career school. Our resources are grouped by the following topics:
-Information on College Pr...eparation and the Federal Student Aid ProgramsSee More
-Free Application for Federal Student Aid (FAFSA) Information
-Loan Information
-Consumer Protection
For more information and useful downloadable resources, visit:
http://1.usa.gov/R0X7bP
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If you're not ready to apply for federal student aid, but you'd like to estimate your aid, try FAFSA4caster. FAFSA4caster is a free financial aid calculator that gives you an early estimate of your eligibility for federal student aid. This ...information helps families plan ahead for college. You must use the Free Application for Federal Student Aid (FAFSA) to apply for aid once you've decided to apply for admission and attend college. Learn more about FAFSA4caster here: http://1.usa.gov/VgdAOWSee MoreFederal Student Aid shared a link via Federal Student Aid.
If you default on your federal student loan, the entire balance of the loan (principal and interest) may become due in a single payment. This is called acceleration. Once your loan is accelerated, the holder of your loan—a guaranty agency, ...the U.S. Department of Education (ED), or the school that made the loan—may place your loan with a collection agency.See More
If your loan is placed with a collection agency, you will be responsible for costs incurred to get payment. The holder of your loan can take other actions to collect as well.
Learn more about what to expect if you default on your federal student loan here: http://1.usa.gov/PhzKct- ActivityOctoberPeople Who Like ThisVisits3948
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