Each depositor insured to at least $250,000 per insured bank
Home > Deposit Insurance > Are My Deposits Insured?

ARE MY DEPOSITS INSURED?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.

 Photo of safe lock

LEARN MORE
 
Temporary Unlimited FDIC Coverage for Noninterest-Bearing Transaction Accounts (Including IOLTA Accounts)
Updated information and frequently asked questions regarding the temporary unlimited deposit insurance coverage provided for in Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage.
• EDIE - Online Version    [Spanish]


FDIC Deposit Insurance Coverage for Bankers (CBT)
A computer-based training for bank employees who need a basic understanding of FDIC insurance coverage. The training module is user-friendly and self-paced, with built-in learning examples.
 
• Online Interactive Version   [Spanish]
   
• Printable PDF (7mb)  [Spanish] (7mb)
 

Deposit Insurance Guides

• Deposit Insurance Summary   [Spanish]
     
• Your Insured Deposits (Comprehensive Guide)    [Spanish]
     
• Deposit Insurance Guides: Additional Translations
     
FDIC Online Product Catalog

Deposit Insurance Videos


Additional Resources
Explore further resources regarding insured deposits.
• When a Bank Fails - Facts for Depositors, Creditors, and Borrowers
• Certificates of Deposit: Tips for Savers
• Deposit Broker's Processing Guide
• Deposit Insurance for Accounts Held by Government Depositors
• Insured Or Not Insured?
• Deposit Insurance Coverage Frequently Asked Questions
• Never Lose a Penny
 

QUICK LINKS
•  Changes in FDIC Deposit Insurance Coverage
•  FDIC Online Product Catalog
•  Customer Assistance Online Form
•  FDIC Call Center
•  Reprintable FDIC Brochures
•  Consumer News
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years
•  Bank Find
Bank Find