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Paying for Services

Long-term care is expensive.

  • In 2010, one year of care at home, consisting of a total of 18 hours per week from a home health aide, cost an average of $19,656.
  • The average cost for one year of care in a nursing home was over $74,825 for a semi-private room (typically a room for two people).

Costs for long-term care services vary depending on the type and the amount of care you need, the provider you use, and where you live. For example, many facilities charge extra for services beyond the basic room-and-board charge, while some have all-inclusive fees.

Home health and home care providers deliver services in two- to four-hour blocks of time called “visits.” An evening, weekend, or holiday visit may cost more than a weekday visit. Some community programs, such as adult day service programs, are provided at a per-day rate and rates may differ based on the type and variety of programs and services offered.

The Paying for Long-Term Care section of this website has more information on costs of care and what services cost in your state and region.

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