Community Development Data and Maps

Community Reinvestment Act

Interagency CRA Workshop: This workshop presented jointly by the Federal Reserve Bank of Cleveland, the OCC and the FDIC will review the basics of the Community Reinvestment Act and the exam process. Read more

Saving Strategies & Innovations for Low-Income Households: Researchers, policymakers, and community leaders gathered to discuss cutting edge research and innovations in the field of low-income savings and asset building. The goal was to expand knowledge on savings behavior and attitudes among low- and moderate-income households and review the results from the field experiments of promising savings innovations. Read more

3Q:2012-Mortgage Lending Patterns: With the "foreclosure pipeline" still quite full, REO sales remain the most common exit for distressed loans in all Fourth District states. Shares are steady in West Virginia and Pennsylvania; Kentucky and Ohio, however, have seen a decline in REO sales over the same period and an increase in short sales. In the latest edition of our mortgage lending data brief, we examine trends in distressed loans and different paths to recovery. Read more

Rebuilding Communities: Lessons from the Cleveland Fed''s 2012 Policy Summit: The 2012 Policy Summit on Housing, Human Capital, and Inequality touched on a number of key issues in community development. The theme of this year's summit—our 10th annual—was strengthening and rebuilding communities. In short, what works and how do we know it? You can check out coverage of the Policy Summit in the summer issue of Forefront, the Cleveland Fed's policy journal. Articles focus on the shifting landscape of economic development, education reform, and how regional leaders are making decisions in today's environment. There's also an in-depth interview with keynote speaker Alex Kotlowitz. Read more

Rural Appalachia in the Fourth District States: Although not directly affected by the boom and bust of the housing market, Appalachia, and more specifically rural Appalachia, might be fighting the current recession's aftershocks for quite some time. This report examines the data to learn how Appalachians in these counties are currently faring. Have they lost what little ground they gained from the late 1970s to the early part of this decade? Read more

Rebuilding Communities: Lessons from the Cleveland Fed''s 2012 Policy Summit: The 2012 Policy Summit on Housing, Human Capital, and Inequality touched on a number of key issues in community development. The theme of this year's summit—our 10th annual—was strengthening and rebuilding communities. In short, what works and how do we know it? You can check out coverage of the Policy Summit in the summer issue of Forefront, the Cleveland Fed's policy journal. Articles focus on the shifting landscape of economic development, education reform, and how regional leaders are making decisions in today's environment. There's also an in-depth interview with keynote speaker Alex Kotlowitz. Read more