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CAPLines Working Capital Loan

Total votes: 19
Detail Description: 

The CAPLines program is designed to help small businesses meet their short-term and cyclical working capital needs. The program can be used to finance seasonal working capital needs; finance the direct costs of performing certain construction, service and supply contracts; finance the direct cost associated with commercial and residential construction; finance operating capital by obtaining advances against existing inventory and accounts receivable; and consolidate short-term debt. SBA provides up to an 85 percent guarantee. There are five distinct loan programs under the CAPLine umbrella: Contract Loan, Seasonal Line of Credit, Builder's Line of Credit, Small Asset-Based Line of Credit, and Standard Asset-Based Line of Credit.

Contact Information
Small Business Administration
SBA AnswerDesk
Office of Capital Access

1-800-827-5722

Comments

Wanda R. Umstead-Meadows's picture

This is a great web site for budding entrpreneurs. I am excited about it and will share it with my teachers and classmates @ Hofstra University.
Paul's picture

I am looking for funding for my life time dream of owning my own business. I recently purchased a van i will remodel into a food truck. I am in need of a little help with financing my venture can you direct me to a source able to help a soon to be small business owner.
jaardappel's picture

There are a number of resources available to help entrepreneurs start and grow businesses – including loans and training.
• Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you.
• Connect with a business mentor. Visit www.score.org or call 1-800-624-0345 to find a SCORE chapter in your area.
• Contact the U.S. Small Business Administration at 1-800-827-5722 or submit your question to answerdesk@sba.gov.

Paul's picture

I have purchased a van that I will remodel into a food truck. However, I have limited capital to complete the venture. Where can I find a grant, even a small business loan to help with financing.
jaardappel's picture

There are a number of resources available to help entrepreneurs start and grow businesses – including loans and training.
• Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you.
• Connect with a business mentor. Visit www.score.org or call 1-800-624-0345 to find a SCORE chapter in your area.
• Contact the U.S. Small Business Administration at 1-800-827-5722 or submit your question to answerdesk@sba.gov.

jaardappel's picture

There are a number of resources available to help entrepreneurs start and grow businesses – including loans and training.
• Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you.
• Connect with a business mentor. Visit www.score.org or call 1-800-624-0345 to find a SCORE chapter in your area.
• Contact the U.S. Small Business Administration at 1-800-827-5722 or submit your question to answerdesk@sba.gov.

colton crane company's picture

Looking for credit line for financing crane acquisition for export to crane rental company in Canada
jaardappel's picture

For exporting, go to www.trade.gov. You can put in your zip code and find the nearest US Export Assistance Center (USEAC) to you. They assist companies that need to export US manufactured products.

For financing with exports, contact the U.S. Small Business Administration at 1.800.827.5722 or submit your question to answerdesk@sba.gov. The SBA has can assist you with the program/s they may have to help companies that are exporting.

coolton crane company's picture

Need inventorty financing for a carne rental fleet
Anonymous's picture

There are a number of resources available to help entrepreneurs start and grow businesses. I suggest you contact one of the following to learn about some financing options. • Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you. • Contact the U.S. Small Business Administration at 1.800.827.5722 or submit your question to answerdesk@sba.gov.
Marisol's picture

I'm a woman 100% owner of a steel distribution company for 2yrs,minority.I need help finding a Loan to make my business grow.I started with 2employees now I have 8 employees. Sales started in the 50thousands,now our sales are over 180thousands per month.my business is in CALIFORNIA. Any help would be greatly appreciated.thank you.
jaardappel's picture

There are a number of resources available to help entrepreneurs start and grow businesses – including loans and training.
• Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you.
• Connect with a business mentor. Visit www.score.org or call 1.800.634.0245 to find a SCORE chapter in your area.
• Contact the U.S. Small Business Administration at 1.800.827.5722 or submit your question to answerdesk@sba.gov.

New Business Owner's picture

I need some financing an organization for women in need of spirtual healing, low-self esteem,etc. Is small business development center to go and do you have an office in baltimore?
jaardappel's picture

Contact your local Small Business Development Center. Go to www.asbdc-us.org to find an office near you.

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