Health Insurance Costs, Health Care & Health Care Services, Employer-Sponsored Insurance, Individual Insurance - Research, Public Opinion, Facts & Analysis

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2012 Kaiser/HRET Employer Health Benefits Survey
This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including changes in premiums, employee contributions, cost-sharing policies and other relevant information.

Health Care Costs: A Primer

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Visualizing Health Policy: Health Coverage Under the Affordable Care Act (ACA) -- December 2012
This infographic explains how people can get health coverage beginning in 2014.

Health Insurance Market Reforms: Rate Review -- December 2012
This fact sheet explains how rate review works and how the Affordable Care Act has affected it. The fact sheet also provides an overview of how states are handling rate review in the individual and small group markets.

Quick Take: Essential Health Benefits: What Have States Decided for Their Benchmark? -- December 2012
This Quick Take highlights EHB benchmark plan selections from the 26 states plus the District of Columbia that have submitted plans as of Dec. 6, 2012.

Establishing Health Insurance Exchanges: An Overview of State Efforts -- November 2012

This issue brief examines states' progress in setting up the state-based health insurance exchanges through which millions of Americans are expected to purchase coverage under The Patient Protection and Affordable Care Act (ACA) beginning in 2014.

Snapshots: Premiums, Cost-Sharing and Coverage at Public, Private and Non-Profit Firms -- November 2012
This analysis takes a closer look at premiums, cost-sharing, and coverage at public, private, and non-profit firms, based on data from the annual Kaiser/HRET Employer Health Benefits Survey.

Health Care on the Brink of the Fiscal Cliff -- November 2012

The Alliance for Health Reform and the Kaiser Family Foundation present a November 16 briefing to discuss the components of this key policy crossroads with a particular emphasis on the implications for health programs and the health care industry.

Snapshots: The Prevalence and Cost of Deductibles in Employer Sponsored Insurance -- November 2012
This analysis takes a closer look at trends in the general annual deductibles that workers face for employer-sponsored coverage, drawing on data from the annual Kaiser/HRET Employer Health Benefits Survey.

Quantifying the Effects of Health Insurance Rate Review -- October 2012
This report from the Kaiser Family Foundation analyzes the effect of government efforts to ensure that insurance premium increases are justifiable and provide value to consumers and small businesses.

Health Insurance Market Reforms: Pre-Existing Condition Exclusions -- October 2012
This new fact sheet provides an overview of how pre-existing condition exclusions are regulated under current law, and how the ACA will change those regulations in 2014.

Pulling it Together: Reflections on This Year's Four Percent Premium Increase -- September 2012
In his latest column, Kaiser Family Foundation President Drew Altman examines the possible explanations for this year’s modest four percent increase in health insurance premiums and recent slowdown in increases in health spending and health care costs.

This infographic explains how people can get health coverage beginning in 2014.

This fact sheet explains how rate review works and how the Affordable Care Act has affected it. The fact sheet also provides an overview of how states are handling rate review in the individual and small group markets.

This Quick Take highlights EHB benchmark plan selections from the 26 states plus the District of Columbia that have submitted plans as of Dec. 6, 2012.

This issue brief examines states' progress in setting up the state-based health insurance exchanges through which millions of Americans are expected to purchase coverage under The Patient Protection and Affordable Care Act (ACA) beginning in 2014.

This analysis takes a closer look at premiums, cost-sharing, and coverage at public, private, and non-profit firms, based on data from the annual Kaiser/HRET Employer Health Benefits Survey.

The Alliance for Health Reform and the Kaiser Family Foundation present a November 16 briefing to discuss the components of this key policy crossroads with a particular emphasis on the implications for health programs and the health care industry.

This analysis takes a closer look at trends in the general annual deductibles that workers face for employer-sponsored coverage, drawing on data from the annual Kaiser/HRET Employer Health Benefits Survey.

This report from the Kaiser Family Foundation analyzes the effect of government efforts to ensure that insurance premium increases are justifiable and provide value to consumers and small businesses.

This new fact sheet provides an overview of how pre-existing condition exclusions are regulated under current law, and how the ACA will change those regulations in 2014.

In his latest column, Kaiser Family Foundation President Drew Altman examines the possible explanations for this year’s modest four percent increase in health insurance premiums and recent slowdown in increases in health spending and health care costs.

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Health Insurance/Costs

Through its Health Care Marketplace Project, the Foundation provides information and analysis about issues and trends in health insurance, health care costs, and health care services. Descriptions of how the private health insurance market operates and how it is regulated are provided in a series of fact sheets, chart packs, and reports. Data from the annual KFF/HRET employer health benefit survey documents annual changes in the costs, availability, and benefits of job-based coverage. Information on insurance issues of importance to consumers, such as appeal rights and other consumer protections, is provided through reports and surveys. The Foundation also provides information on trends in health care costs and how these costs affect individuals and employers.