Getting Insured


 

HealthCare.gov has a tool to help you find the public, private or community health coverage programs that meet your needs.  There’s also a section where you can get help using insurance, with information about your insurance company, your consumer rights, and where to find consumer assistance. CuidadoDeSalud.gov: Explore sus opciones y obtenga ayuda para el seguro médico.

Audience: 
parents,

Agency: Department of Health and Human Services


Federal and state governments join together to offer health insurance coverage for children through Medicaid and the Children’s Health Insurance Program (CHIP). These programs serve families who are not able to afford health insurance coverage in the private market or do not have coverage available to them. Every state’s program is unique and has individual income eligibility rules and benefits covered.  This website is designed to connect individuals to their state's programs and resources. 

Audience: 
parents,

Agency: Department of Health and Human Services


If you participate in a health plan or plan that provides disability benefits, you will want to know how to file a claim for your benefits.  This publication outlines some of your plan's obligations and briefly explains the procedures and timelines.
For Spanish article click here.

Audience: 
Workers, Women

Agency: Department of Labor


Publishers of the free Consumer Information Catalog, FCIC's Pueblo.gsa.gov website allows users to order from the hundreds of publications in the Catalog on topics such as credit, saving for retirement, investing and more.  In addition, users can access additional information on a wide range of topics, such as the latest scams, updates of consumer news from federal agencies, and more.


Agency: General Services Administration


Offers tips on topics such as buying and leasing cars, protecting against fraud, and shopping from home. It also includes a sample complaint form that consumers can use as a guide for their own letter, fax, or e-mail. 

Audience: 
Consumers

Agency: General Services Administration


Opportunities and setbacks are part of life – especially when it comes to work.  That is why it is important to know how changes in employment status can affect health coverage. Whether you have landed a new job, lost or retired from one, or you are thinking about changing employers, find out today how to have the health benefits you might need tomorrow.  Know your rights.  Exercise your options.
 

Audience: 
Workers

Agency: Department of Labor


Knowing your benefit options means knowing the basics about health care law so that you can protect yourself and your dependents. And it means finding out now about some common sense steps you can take to make sure you have the level of health care coverage you need at every stage of your life.

Audience: 
Workers, women

Agency: Department of Labor


Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills. Medicaid is available only to people with limited income and who meet other program requirements.  Many groups of people are potentially eligible for Medicaid, including persons that are pregnant, disabled, blind, or aged, if other requirements related to income, resources, and citizenship or immigration status.  This website provides additional information regarding Medicaid eligibility.

Audience: 
low-income, persons with disabilities, pregnant women,

Agency: Department of Health and Human Services


This site was developed by the U.S. Department of Health and Human Services to provide information and resources to help you and your family plan for future long-term care (LTC) needs.
At least 70 percent of people over age 65 will require some long-term care services at some point in their lives.  And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need - help with personal care such as dressing or using the bathroom independently.  Planning is essential for you to be able to get the care you might need.

Audience: 
middle-aged adults, older adults, persons with disabilities, caregivers of older adults

Agency: Department of Health and Human Services


This tool is designed to help explain what long-term care services are available, how much you can expect to pay for long-term care, and what financing options are available to support your long-term care costs.  The results of the Long-Term Care Planning tool are general in nature and not intended to replace comprehensive financial and other long-term personal planning.

Audience: 
older adults, caregivers of older adults, persons with disabilities

Agency: Department of Health and Human Services


If you are a Medicare beneficiary, you are eligible for Medicare prescription drug coverage, regardless of your income, health status, or current prescription expenses.  This website will help you learn more about the options available to you.

Audience: 
older adults (65+), caregivers of older adults, disabled persons

Agency: Department of Health and Human Services


Medicare is the nation's largest health insurance program, covering nearly 40 million Americans. The Medicare program is for people age 65 or older, some disabled people under age 65, and people of all ages with end-stage renal disease (permanent kidney failure treated with dialysis or a transplant).
This online tool is designed to help individuals determine whether or not they are eligible for Medicare, and to provide information about enrollment.  If you are not a U.S. citizen or a lawfully admitted alien who has lived in the U.S. continuously for a five-year period, please contact Social Security at 1-800-772-1213 for your Medicare enrollment and eligibility instead of using this tool.

Audience: 
older adults (65+), caregivers of older adults, disabled persons

Agency: Department of Health and Human Services


The Medicare Program is the nation's largest health insurance program, covering nearly 40 million Americans that are age 65 or older, disabled, and/or experiencing end-stage renal disease.  This site provides an overview of the plans available through Medicare.

Audience: 
older adults (65+), caregivers of older adults, disabled persons

Agency: Department of Health and Human Services


FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. This Winter 2008/2009 Special Edition includes tips that focus on helping you spend less, save more, protect yourself again fraud, and borrow wisely.

Audience: 
General Public, Educators, Financial Counselors

Agency: Federal Deposit Insurance Corporation


Job termination or a reduction in hours can result in a loss of retirement and health benefits. However, employees and their families may have rights under Federal law that can help protect benefits when employment changes.  This publication provides information on the laws that protect your benefits when facing job loss and where you can go for further information. 
For Spanish article click here.

Audience: 
Workers

Agency: Department of Labor


Job termination or a reduction in hours can result in a loss of retirement and health benefits.  However, employees and their families may have rights under Federal law that can help protect benefits when employment changes.  This toolkit provides many resources to help employees facing job loss or a reduction in hours with information about their benefit rights to help them make informed decisions.  Many of the materials included on this page are available in Spanish.

Audience: 
Workers

Agency: Department of Labor


More Americans feel added stress and anxiety about their financial future as talk of rising consumer debt, falling housing prices, rising costs of living, and declining retail sales bring up worries about the nation’s economic health.Money is often on the minds of most Americans. In fact, according to the American Psychological Association’s 2007 Stress in America survey, money and work are two of the top sources of stress for almost 75 percent of Americans. Add to the mix headlines declaring a looming economic recession, and many begin to fear how they can handle any further financial crunch.


Agency: Department of Agriculture


Determine the face value, premiums and how to carry your coverage into retirement.


Agency: Office of Personnel Management


Important information for workers who have lost their jobs about protecting their retirement and health benefits to help them make informed decisions.
For Spanish article click here.

Audience: 
Workers

Agency: Department of Labor


The form used by a consumer to file a complaint about a thrift or savings association.


Agency: Office of Thrift Supervision