Most Recent Publications

Trade Finance Guide

A Quick Reference for U.S. Exporters is designed to help U.S. companies, especially small and medium-sized enterprises, learn the basic fundamentals of trade finance so that they can turn their export opportunities into actual sales and to achieve the ultimate goal of getting paid—especially on time—for those sales. Concise, two-page chapters offer the basics of numerous financing techniques, from open accounts, to forfaiting to government assisted foreign buyer financing.

» Introduction
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Immigrant Entrepreneurs and Small Business Owners, and their Access to Financial Capital

Immigrants make a significant contribution to business ownership and formation, according to a new study from the Office of Advocacy. Immigrant Entrepreneurs and Small Business Owners, and their Access to Financial Capital found that 10 percent of immigrants own a business. Nearly 20 percent of immigrant-owned businesses started with $50,000 or more in startup capital, compared to 15.9 percent for non-immigrant-owned business.

» Research Summary
» Download Report PDF 257KB

Disparities in Capital Access between Minority and Non-Minority Businesses: The Troubling Reality of Capital Limitations Faced by MBEs.

Disparities in Capital Access between Minority and Non-Minority Businesses: The Troubling Reality of Capital Limitations Faced by MBEs provides new findings on disparities in capital access between minority businesses and non-minority businesses after controlling for a number of factors including size of firm and credit worthiness among other. The report includes a review of the 2008 recession and financial crisis which affected the ability of minority businesses to secure the capital they need to establish and grow their businesses. It also provides and overview of the barriers to capital access faced by minority businesses.

» Executive Summary - Disparities in Capital Access between Minority and Non-Minority Businesses
» Download Report PDF 2.7MB

Franchised Business Ownership, 2007: Minority and Gender Groups
 

The International Franchise Association recently released new research on minority-owned, female-owned and joint female/male-owned franchise businesses. The report, Franchised Business Ownership, 2007: Minority and Gender Groups, prepared by the IFA Educational Foundation (IFAEF) and based on the U.S. Census Bureau's 2007 Survey of Business Owners, shows minority and joint ownership (female/male) of franchise businesses increased from 2002 to 2007, while female ownership declined.

» Download Report PDF 3.4MB
» Forward by MBDA National Director David A. Hinson