# 136 16 CFR Part 642 and Part 698:
Implementation of the Fair and Accurate Credit Transactions Act of 2003: Opt-out Disclosures for Prescreened Solicitations for Credit or Insurance: Notice of Proposed Rulemaking and Request for Public Comment on the Proposed Rule and on Proposed Model Forms

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Public Comments

1. American Bankers Association (Feddis, Nessa) (10/28/2004) # OL-100040
2. American Council of Life Insurers (Meyer, Roberta) (10/28/2004) # OL-100027
3. American Financial Services Association (McKew, Robert) (10/28/2004) # OL-100038
4. America's Community Bankers (Bahin, Charlotte) (10/27/2004) # OL-100013
5. Bank of America Corporation (Kohler, Kathryn) (10/28/2004) # OL-100032
6. BB&T (Vaughn, Mark) (10/28/2004) # OL-100039
7. Boeing Employees' Credit Union (BECU) (Oakland, Gary J.) (10/29/2004) # 000020
8. Capital One Financial Corporation (Yonce IV, Leslie) (10/28/2004) # OL-100033
9. Carr, (9/28/2004) # OL-100003
10. ChoicePoint Inc. (Perrett, Michael) (10/28/2004) # OL-100025
11. Coalition to Implement the FACT Act (Tassey, Jeffrey) (10/28/2004) # OL-100042
12. Commerce Bancshares, Inc. (Foster, Katherine A. D. ) (10/28/2004) # OL-100045
13. Congressmen of the United States (Sweeney, John) (11/16/2004)
14. Congressmen Spencer Bachus and Paul Kanjorski (Bachus, Congressman Spencer) (10/15/2004) # 000001
15. Connors, Edward (10/27/2004) # OL-100014
16. Consumer Bankers Association (Sullivan, Marcia) (10/28/2004) # OL-100028
17. Consumer Data Industry Association (Pratt, Stuart) (10/28/2004) # OL-100026
18. Countrywide Home Loans, Inc. (Weinstock, Chris) (10/28/2004) # 000010
19. Discover Bank (Roberts, Kathy) (10/28/2004) # OL-100016
20. Equifax Information Services LLC (Mast, Kent) (10/28/2004) # OL-100023
21. Experian Information Solutions, Inc. (Engel, Jason) (10/28/2004) # OL-100047
22. First National Bank of Omaha (Francom, ) (10/28/2004) # OL-100029
23. Ford Motor Credit Company (Korman, David) (10/28/2004) # OL-100043
24. Fraser, (9/29/2004) # OL-100006
25. GE Consumer Finance - Americas (Begor, Mark) (10/28/2004) # OL-100018
26. Glass, (10/9/2004) # OL-100007
27. HSBC North America Holdings Inc. (Davenport, Julie A. ) (10/26/2004) # 000004
28. Independent Community Bankers of America (Bragan, Katherine) (10/28/2004) # OL-100041
29. JPMorgan Chase (Simons, John) (10/28/2004) # OL-100019
30. Juniper Financial Corporation (Walker, Clinton W.) (10/28/2004) # 000009
31. Kinecta Federal Credit Union (Davis, Kathryn) (11/9/2004) # 000025
32. Lane, Rianna Elizabeth (10/28/2004) # 000016
33. MasterCard International (Golinsky, Jodi) (10/28/2004) # 000012
34. MBNA AmericaBank, N.A. (Williams, Mark) (10/28/2004) # OL-100031
35. McLendon, Carla (10/28/2004) # 000014
36. Michaels, Cara (10/28/2004) # 000015
37. Michigan Credit Union League (Beard, Matthew) (10/28/2004) # OL-100030
38. Moore, Taba (10/28/2004) # 000018
39. Morris, B. Alan (9/28/2004) # OL-100005
40. Mortgage Bankers Association (Sullivan, Mary Jo) (10/28/2004) # OL-100036
41. National Association of Federal Credit Unions (Baker, Gwendolyn) (10/28/2004) # OL-100020
42. National Consumers League (Grant, Susan ) (10/27/2004) # OL-100011
43. National Retail Federation (Duncan, Mallory B.) (10/28/2004) # 000013
44. Navy Federal Credit Union (Earner, W. A.) (10/28/2004) # 000006
45. Pennsylvania Credit Union Association (Kennedy, Laurie) (10/28/2004) # OL-100024
46. Pezzano, (9/28/2004) # OL-100004
47. Piper Rudnick LLP (Plesser, Ronald) (10/28/2004) # OL-100035
48. Privacy Rights Clearinghouse (Givens, Beth ) (10/27/2004) # OL-100015
49. Property Casualty Insurers Assocation of America (Jensen, Kathleen N.) (10/28/2004) # 000008
50. Ruseski, Emily (10/28/2004) # 000017
51. Stacy, John R (10/28/2004) # 000019
52. The Center For Information Policy Leadership (Abrams, Martin) (10/28/2004) # OL-100022
53. The Credit Union National Association (Bloch, Jeffrey) (10/26/2004) # 000003
54. The Financial Services Roundtable (Beccia, John) (10/28/2004) # EREG-000004
55. The Florida Association of Mortgage Brokers (Johnson, Van) (10/26/2004) # 000002
56. The Progressive group of insurance companies (Albert, Peter) (10/22/2004) # OL-100010
57. TransUnion LLC (Blake, John W.) (11/1/2004) # 000022
58. Union Federal Bank (Lupke, Kathleen) (10/28/2004) # OL-100044
59. United States Senate (Allen, George) (12/21/2004)
60. United States Senate (Bunning, Jim) (12/17/2004)
61. Visa U.S.A. (Schrader, Russell W.) (10/28/2004) # 000005
62. Visions Federal Credit Union (Berrish, Frank E.) (11/1/2004) # 000023
63. Wachovia Corporation (Watkins, Michael) (10/28/2004) # OL-100017
64. Wells Fargo & Company (Rush, Lorena) (10/28/2004) # 000007
65. Whann & Associates (Stockamp, Deanna) (10/28/2004) # OL-100021
66. Wiley, Philip (10/20/2004) # OL-100008
67. Wilmer Cutler Pickering Hale and Dorr LLP (Medine, David) (10/28/2004) # OL-100046