FFIEC Community Reinvestment Act

CRA

The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 563e, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate. In this section of the web site, you can find out more about the regulation and its interpretation and information on CRA examinations.

About CRA

Background & Purpose
CRA Examinations
Interagency Q&A
Interpretive Letters
Regulation
Who Reports Data?

How to File

A Guide to CRA Data Collection and Reporting
CRA/HMDA Newsletter
Data Entry Software
Edits
File Formats
Geocoding
Submitting Data
Who Reports Data?

Public Data

Census Data Products
Central Depository Database*
CRA Data Products
CRA Examinations

*We are reviewing the Central Depository Database. Please refer to the FFIEC HMDA website (www.ffiec.gov/hmda) for individual bank disclosure statements, national aggregate and MSA aggregate reports for CRA.

CRA Ratings
Data Order Form
On-Line Reports

	The 2013 CRA Data Entry Software is now available.
	Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions
	The 2012 CRA/HMDA Reporter Newsletter is now available.
	The 2013 Edits and File Specifications are available.
	Press Release announces the availability of the 2011 CRA data
	The 2012 CRA Data Entry Software Release 2 is now available.
	2012 Distressed / Underserved Tract List Now Available.
	The 2012 Census Data Products have been released and the FFIEC Data Order Form has been updated.
	The 2012 Geocoding System has been updated with the 2012 Census demographic data based on the 2006 - 2010 five year estimate American Community Survey (ACS).