The HMDA Edits (Quality, Validity, Syntactical) provide an explanation of specific edit questions and should be thoroughly checked to ensure the data are reported accurately. The data in question are either reported in error as invalid or do not agree with an expected standard (value). The Edits should be used to ensure data validity, accuracy and integrity. Reporting institutions should review for correctness and change only if erroneous data have been reported.

Available Formats:

2013 PDF File | MS Word

• Revised October 10, 2012 as a result of creation of two new edits, V108 and Q010; deletion of edit Q060; and revisions made to edits S100, Q033, Q002, Q022, Q024, Q011, Q071, and Q072.

2012 PDF File | MS Word

2011 PDF File | MS Word

• 2011 HMDA edits revised September 27, 2011 as a result of the HMDA rulemaking authority and other functions being transferred to the Consumer Financial Protection Bureau (CFPB).
• 2011 HMDA edits revised August 4, 2011 as a result of the creation of the Consumer Financial Protection Bureau (CFPB).

2010 PDF File | MS Word

• Revised 11/3/2010; revision to Q071 and Q072 edit tests and error explanations; revised numbers are bolded in the edit document.
• Revised 1/19/2010; revision to edit test for Q026. Revision to edit explanation for S010.
• Revised 12/22/2009; revision to edit test and edit explanation for Q080, Q081, Q082 and Q083 edits. Q068 removed from 2010 edits document.

2009 PDF File | MS Word

• Revised 7/8/2009; revision to edit test and edit explanation for Q080, Q081, Q082 and Q083 edits.
• Revised 03/26/2009; revision to S205 edit.

2008 PDF File | MS Word

• Revised 03/19/2008; includes more specific edit criteria for Q001.
• Revised 11/20/2007; inclusdes more specific edit criteria for V155.

2007 PDF File | MS Word

• Revised 03/19/2008; includes more specific edit criteria for Q001.

2006 PDF File | MS Word

• Revised 10/2/2006; includes 8 New Edits and 2 Deleted Edits. Refer to page iii for revision summary.
• Revised 12/19/2005; includes modification to edit test Q030 for FFIEC Use Only.

2005 PDF File | MS Word

• Revised 12/19/2005; includes modification to edit test Q030 for FFIEC Use Only.
• Revised 11/9/2005; includes six new Macro Quality Edits for FFIEC Use Only.

2004 PDF File | MS Word

• Revised 11/16/2004; includes modification to edit tests Q044 and Q045.
• Revised 9/30/2004; includes modification to edit test Q028.
• Revised 3/31/2004; includes OMB updates to MSA/MD reporting and edit changes.

2003 PDF File | MS Word
2002 PDF File | MS Word
2000/2001 PDF File | MS Word
1999 PDF File | MS Word
1998 PDF File | MS Word