 Welcome
to the Federal Reserve Bank of St. Louis' web site on
amendments to Regulation C, which implements the Home
Mortgage Disclosure Act (HMDA).
If you are responsible for HMDA reporting
at your institution, this is your source for compliance
with the Regulation C amendments adopted
in 2008 that became effective October 1, 2009. These
amendments
are discussed in detail in this web site. To further
assist you, we've provided a link to the FFIEC's Frequently
Asked Questions.
This web site supplements the HMDA web site of the
Federal Financial
Institutions Examination Council (FFIEC). Refer to that
web site for information about the following:
- The history of Regulation C.
- Whether your institution is subject to Regulation
C.
- Compliance with the regulation in its entirety.
- File format specifications and various resources
for reporting HMDA data, including the FFIEC HMDA
Data Entry Software. You can download a free copy
of the software, provided at no cost by the Federal
Reserve System.
- Instructions for accessing on-line reports and for
ordering information on HMDA public data.
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