The Department of the Treasury Blueprint for a Modernized Financial Regulatory Structure

This official publication presents a series of “short-term” and “intermediate-term” recommendations that could immediately improve and reform the U.S. regulatory structure. The short-term recommendations focus on taking action now to improve regulatory coordination and oversight in the wake of recent events in the credit and mortgage markets. The intermediate recommendations focus on eliminating some of the duplication of the U.S. regulatory system but, more important, aim to modernize the regulatory structure applicable to the banking, insurance, securities, and futures industries..

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