Money Math: Lessons for Life is a four-lesson curriculum supplement for middle school math classes, teaching grade 7-9 math concepts using real-life examples from personal finance. The 86-page book is a teacher's guide with lesson plans, reproducible activity pages, and teaching tips. A teacher needs only one copy of Money Math: Lessons for Life to teach several classes of students.

Technology is rapidly transforming the banking industry — and expanding its ability to reach the unbanked. This article featured in the Office of the Comptroller of the Currency’s Community Developments online newsletter explores the growth of pre-paid cards and the opportunities created by the product to reach unbanked customers.

School-based bank savings programs offer students an opportunity to learn about the importance of savings and money management by opening and making deposits to savings accounts. This issue of the Office of the Comptroller of the Currency’s Insights report discusses how the school-based bank savings programs operate, explains their establishment in “nonbank branch” settings or as authorized bank branches, and describes the benefits and potential risks to banks participating in these programs.

This report, issued by the Office of the Comptroller of the Currency, highlights the various strategies taken by community banks in meeting the needs of minority markets in the United States. The growth of minority populations and projected increases in their buying power provide significant opportunities for retail growth by financial institutions. The report includes several successful examples in which banks have overcome barriers in reaching minority markets.

This edition of the newsletter promotes financial literacy and highlights a number of educational and outreach efforts and initiatives.

Individual Development Accounts (IDAs) are matched savings accounts designed to help low-income and low-wealth persons accumulate a targeted amount of funds to use for a specified purpose, such as purchasing a home or furthering an education. In this edition of the Office of the Comptroller of the Currency’s Insights, IDAs are identified as a tool for banks and other financial institutions to encourage lower-income persons and families to save money and build assets to meet their financial goals.  The publication describes why this product is offered, how it is used, and challenges involved with IDA products.

The Office of the Comptroller of the Currency’s Financial Literacy Web Resource Directory provides information about financial literacy programs that banks might wish to become involved with as part of their CRA programs.  It includes descriptions and contact information for a sampling of organizations that have undertaken financial literacy initiatives as a primary mission, government programs, fact sheets, newsletters, conference materials, publications, and links to Web sites.

The Money Smart Podcast Network (MSPN) is the portable audio (MP3) version of Money Smart and designed to accommodate financial learning for individuals “on the go.” With verbal descriptions and topic based scenarios, the Money Smart Podcast Network utilizes detailed dialogue to help individuals learn the basics of handling handling money, finances, and how to establish a positive relationship with a financial institution.  The segments are short and grouped into four general categories.  The MSPN files can be accessed online, or users without Internet access may order a free CD on line.

Fraud Advisory from the CFTC: Provides information to investors regarding foreign currency trading (Forex) scams.

Women face many challenges in saving for retirement. This brochure highlights some of those issues and provides tips to get started.  Also available in Spanish.

If you are saving for retirement at work, this publication will help you understand your plan and the federal law that governs your plan.  It explains what information you should review periodically and where to go for help with questions.
For Spanish ckick here.

Retirement is expensive.  Take charge of your financial future and start preparing now.  This brochure outlines ten steps to help you start saving for retirement.
For Spanish article click here.

Estimate the future growth of your Thrift Savings Plan account and your future contributions.

Simplified Employee Pension plans (SEPs) can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees.  This publication highlights the advantages of SEPs and how to set up and operate this type of plan.

Job termination or a reduction in hours can result in a loss of retirement and health benefits. However, employees and their families may have rights under Federal law that can help protect benefits when employment changes.  This publication provides information on the laws that protect your benefits when facing job loss and where you can go for further information. 
For Spanish article click here.

Offering a retirement plan can be one of the most challenging, yet rewarding, decisions an employer can make. Administering a plan and managing its assets requires certain actions and specific responsibilities.  To meet their responsibilities as plan sponsors, employers need to understand some basic rules, specifically the Employee Retirement Income Security Act (ERISA). This booklet addresses the scope of ERISA’s protections for private-sector retirement plans and provides a simplified explanation of the law and regulations.
For Spanish article click here.

For using in preparing tax returns.

This special edition of the FDIC Consumer News is a guide for seniors and their families, topics include information pertaining entirely to seniors’ issues such as retirement strategies; how to avoid fraud; and annuity investing.  Readers will find practical suggestions and reliable information about how to maintain financial stability and independence during the retirement years.   The FDIC Consumer News can be accessed online or ordered online for free.

Consumer Protection publications available from the Federal Reserve

How to save time, reduce stress and eliminate clutter... and maybe even save more money.  Ever paid a bill late because you misplaced it?  This FDIC Consumer News article includes a list of things you can do to make your banking, bill paying and other financial chores easier.  For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.