66 Ways to Save Money was developed by a working group of representatives from government agencies, consumer groups, business organizations, and educational institutions that sought to develop and publicize money-saving tips.

Financial Education: FDIC's Money Smart financial education program. The Money Smart program can help you take charge of your finances and create a better financial future.  Available on-line or by mail free of charge; it may also be taught in a classroom setting or downloaded into a portable audio (MP3) format.  For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); hearing impaired 1-800-925-4618.

Job termination or a reduction in hours can result in a loss of retirement and health benefits.  However, employees and their families may have rights under Federal law that can help protect benefits when employment changes.  This toolkit provides many resources to help employees facing job loss or a reduction in hours with information about their benefit rights to help them make informed decisions.  Many of the materials included on this page are available in Spanish.

Consumer facts about investments that are not deposits and are not insured by the FDIC.

Learn about buying U.S. treasury securities, including savings bonds.

Use savings bonds to plan for your financial future.

How much are your savings bonds worth now?

Tip-offs to common investment frauds, including: oil wells, gemstones, film production companies, and communications technology scams.

Learn how deposit insurance works and whether the FDIC insures your deposits.

Financial security is the ability to meet future needs while keeping pace with day-to-day obligations. Preparing for retirement and potential long-term care costs takes planning, saving, and debt control. This Cooperative Extension initiative seeks to help people improve personal finance behaviors leading to financial security in later life, enhance the capacity of local educators and their partners to deliver effective programs, and increase economic vitality and quality of life for families and communities.

Using Bank Find, you can determine if your bank is insured by the FDIC, where you can go if you have a complaint, and find out the history of your bank. You can then use FDIC's online calculator – EDIE the Estimator –  to determine if your accounts are insured.
For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); Hearing impaired 1-800-925-4618.

Important information for workers who have lost their jobs about protecting their retirement and health benefits to help them make informed decisions.
For Spanish article click here.

401(k) plans can be a powerful tool in promoting financial security in retirement.  This publication highlights a 401(k) plan's advantages, some of the options and responsibilities of an employer  in setting up and  operating a 401(k), and the  different  types of 401(k) plans.

Estimate the future growth of your Thrift Savings Plan account and your future contributions.

Financial security is the ability to meet day-to-day expenses while saving and investing for longer-term needs. Working through land-grant university partners and Cooperative Extension, programs help youth, economically-vulnerable individuals and families, and consumers making financial decisions about later life to acquire the knowledge, tools, and motivation to achieve financial security.  Multi-state research focuses on household savings behavior and family-owned businesses. Degree programs prepare financial services professionals.

Personal Finance is a part of eXtension providing the best information and educational opportunities the nationwide Cooperative Extension System (CES) offers. CES is a Congressionally-mandated, nationwide, non-formal educational network that takes research knowledge from 106 public land-grant universities to people where they live and work. More than 3,000 county offices, located in every state, the District of Columbia, and seven U.S. territories, are a part of this educational network. Its federal partner is the USDA’s National Institute of Food and Agriculture (NIFA).

FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Consumer News articles issued in 2009 and beyond are being adapted for audio. Individuals are able to click the desired issue to download or listen to the articles in that issue; go to http://treas.gov/cgi-bin/redirect.cgi?http://www.fdic.gov/consumers/consumer/news/audio/index.html. 

FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. Each issue offers helpful hints, quick tips, and common-sense strategies to protect and stretch your hard-earned dollars. Subscriptions to FDIC Consumer News are available free of charge. Visit www.fdic.gov/consumernews or contact the FDIC Public Information Center. Call toll-free 1-877-ASK-FDIC (1-877-275-3342).