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BankNet
More resources for national banks

Financial Markets

Financial Markets include any place or system that provides buyers and sellers the means to trade financial instruments, including bonds, equities, the various international currencies, and derivatives. Financial markets facilitate the interaction between those who need capital with those who have capital to invest. In addition to making it possible to raise capital, financial markets allow participants to transfer risk (generally through derivatives) and promote commerce.

Although regulations and best practices guide financial market transactions, these transactions entail a certain degree of risk. The OCC provides guidance and resources for national banks engaged in financial market activities.

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Related News and Issuances
Publish DateIdentifierTitle
02/06/2013  OCC 2013-6, Truth in Lending Act and Consumer Leasing Act: Dollar Thresholds for Exempt Consumer Credit and Lease Transactions
02/06/2013  OCC 2013-5, Home Mortgage Disclosure Act: CFPB Final Rule for Reporting Thresholds
02/06/2013  OCC 2013-4, Truth in Lending Act: Annual Dollar Trigger for Certain Home Mortgages