OCC is the primary regulator of banks chartered under the National Bank Act (12 U.S.C.1 et seq.) and Federal savings associations chartered under the Home Owners Loan Act of 1933 (12 U.S.C. 1461 et seq.). You will find OCC's regulations, derived from these acts, in Title 12- Banks and Banking (12 CFR Parts 1-199).  Note: The OCC is reviewing regulations developed by the former Office of Thrift Supervision; updates will be published as they are developed and approved.

Banking-Related Regulations from Other Federal Agencies

There are a number of laws and regulations of particular concern to the national banking system that are under the purview of other federal agencies. These cover such areas as commercial practices, commodity and securities trading, housing and urban development, and labor.

Follow the links below to find banking-related regulations from agencies other than the OCC:

• Federal Deposit Insurance Corporation (12 CFR Chapter III)
• Federal Reserve System (12 CFR Chapter II)
• Federal Trade Commission (16 CFR Chapter I)