Once the CRA data are final, the FFIEC posts the data to the FFIEC CRA website (www.ffiec.gov/cra). CRA data for a new year generally become available by August of the year following the calendar year (CY) of the data. Data through CY2011 are now available. These products are available in two formats: CD-ROM for years 1996-2004; Internet for years 1996 forward. You are encouraged to use the Internet to obtain CRA data, including for years 1996-2004. For CDs of years 1996-2004, please complete the Data Order Form and fax it to 202-452-6497.
- Aggregate and Disclosure Reports on CD-ROM
- Aggregate and Disclosure Flat Files
- Aggregate Report
- Disclosure Reports
- National Aggregates
Aggregate and Disclosure Reports on CD-ROM
The CD-ROM consists of national aggregate reports, aggregated business and farm lending information reported within an MSA/MD or statewide non-MSA/MD. The statewide non-MSA/MD aggregate report is unique to CRA; it does not have a HMDA counterpart. The CD-ROM also includes the individual institution Disclosure Report that summarizes business, farm and community development lending information from data prepared yearly by individual institutions.
Beginning with CY1997 through CY2004, the three flat files described in the “1996 Export Data on CD-ROM” below are included on the Aggregate and Disclosure Reports on CD-ROM. For CY2005 and forward, the three flat files are posted on the Internet only at www.ffiec.gov/cra.
Formats and Availability:
Internet for years 1996 forward (preferred method for accessing the CRA Aggregate and Disclosure Reports)
CD-ROM for years 1996-2004 (see CRA Aggregate and Disclosure Reports on CD-ROM on data order form)
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* The software allows you to access reports at the MSA/MD, state, county, and institution level (for disclosures only); print reports; and export the data for selected reports.
Aggregate and Disclosure Flat Files
The combined flat files represent all of the CRA Aggregate and Disclosure report data. The data can be imported into software packages for analysis.
CRA 1996 Export Data on CD-ROM: The 1996 CD-ROM contains three flat files, which in combination, represent all the 1996 CRA Aggregate & Disclosure report data. This CD is best used for analyzing large portions of the CRA data. Detailed information regarding each of the three files is as follows:
- TS.DAT contains all the transmittal sheet information for the CRA reporting institutions. (The information on this file is viewable but not exportable from the Aggregate & Disclosure CD.)
- AGGR_ALL.DAT contains all the MSA/MD Aggregate report data.
- DISC_ALL.DAT contains all the individual Disclosure Statement report data.
The Transmittal Sheet file (TS.DAT) and CRA data files (AGGR_ALL.DAT and DISC_ALL.DAT) are ASCII files with fixed record lengths. NOTE: The file specifications for each of the individual Aggregate & Disclosure tables have been included in a write file on the CD-ROM. A separate CD-ROM was replicated that included the CRA 1996 (only) Export Data.
Beginning with CY1997 through CY2004, the combined flat files are included on the Aggregate and Disclosure Reports on CD-ROM. For CY2005 forward, the three flat files are posted on the Internet only at www.ffiec.gov/cra.
Formats and Availability:
Internet for
years 2005 and forward
CD-ROM for years 1997-2004 (see CRA Aggregate and Disclosure Reports on CD-ROM on data order form)
CD-ROM for 1996 (see CRA 1996 Export Data on CD-ROM on data order form)
Aggregate Reports
This report aggregates the CRA lending information within an MSA.
Formats and Availability:
CD-ROM for years 1996 through 2004 (only) (see CRA Aggregate and Disclosure Reports on CD-ROM on data order form)
Internet for
years 1996 and forward
Disclosure Reports
This report summarizes CRA lending information from data that are prepared yearly by individual institutions.
Formats and Availability:
CD-ROM for years 1996 through 2004 (only) (see CRA Aggregate and Disclosure Reports on CD-ROM on data order form)
Internet for
years 1996 and forward
National Aggregates
These reports are a nationwide summation of the CRA data. They indicate the number and dollar amounts of lending, cross-tabulated by loan, applicant, and geographic characteristics.
Formats and Availability:
CD-ROM for years 1996 through 2004 (only) (see CRA Aggregate and Disclosure Reports on CD-ROM on data order form)
Internet for
years 1996 and forward