If you’re unemployed, you may be eligible for unemployment insurance. Find out if you are.
Disability insurance provides income for you and your family in the case you are unable to work because of illness or injury. Although many people think it is unlikely something will happen to them, loss of income can lead to bankruptcy, home foreclosure and other financial troubles.
May is recognized as Disability Insurance Awareness Month. While some employers do offer disability insurance options, more than 70 percent of employers do not offer long-term disability coverage, according to the the U.S. Department of Labor.
Check with your employer to see what options they offer, and if their plan would cover your monthly expenses, or if you need a separate insurance option to keep you and your family financially safe. Be prepared and check with your local and state resources on getting financial aid and insurance before something happens.
Learn all of your options and read a guide to understanding disability insurance.
Asked by Anonymous
can i save 50 percent on my car insurance?
To get the best car insurance coverage at the best price, make sure to get several quotes from insurance companies. It may save you hundreds of dollars a year.
You can also save money on insurance premiums by
- Raising your deductibles on collision and comprehensive coverages. If you have an old car, you might want to drop these coverages altogether.
- Taking advantage of discounts. You may be eligible for a discount based on the number of miles you drive, your age, your driving record, or other factors.
Get more car insurance tips.
Asked by Anonymous
Can my mortgage lender just add on flood insurance without proof?
