Home Ownership


 

The Homeowners Protection Act of 1998 establishes rules for automatic termination and borrower cancellation of Private Mortgage Insurance on home mortgages. Find out if you qualify.


Agency: Federal Trade Commission


HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list of agencies for each state below. You may search more specifically for a reverse mortgage counselor or if you are facing foreclosure, search for a foreclosure avoidance counselor.


Agency: Department of Housing and Urban Development


This Consumer Advisory, issued by the Office of the Comptroller of the Currency (OCC), describes common scams, suggests ways to protect yourself, provides information on U.S. government loan programs and counseling resources, and lists 10 warning signs of a mortgage modification scam.


Agency: Department of the Treasury


The questions and answers on home foreclosure and debt cancellation are based on the law prior to the passage of the Mortgage Forgiveness Relief Act of 2007.


Agency: Department of the Treasury


This article describes a section available on IRS.gov for people who have lost their homes due to foreclosure. The section includes a variety of information, including a worksheet designed to help borrowers determine whether any of the foreclosure-related relief provisions apply to them. For those taxpayers who find they owe additional tax, it also includes a form they can use to request a payment agreement with the IRS. 


Agency: Department of the Treasury


For consumers who may be having trouble paying their mortgage. Explains options to help save their homes, and how to recognize and avoid foreclosure scams.


Agency: Federal Trade Commission


Explains how various foreclosure rescue scams work, and where consumers can find legitimate help.


Agency: Federal Trade Commission


The Federal Reserve Banks have established Foreclosure Resource Centers to help address local and regional challenges in their mortgage markets and local communities. The site contains a map with links to these regional foreclosure centers, where you’ll find resources for small municipalities, housing counselors, and consumer and community groups.


Agency: Board of Governors of the Federal Reserve System


Suggests do's and don'ts when you are dealing with foreclosure.


Agency: Board of Governors of the Federal Reserve System


This publication provides 5 tips consumers can take to protect their home from foreclosure. In addition to the tips, it provides links to several websites for additional help.


Agency: Board of Governors of the Federal Reserve System



Agency: Department of Housing and Urban Development


View a 30-second ad from the Federal Reserve Board directing consumers to free foreclosure prevention resources on the agency web site.


Agency: Board of Governors of the Federal Reserve System


This website provides information that may be helpful to consumers, financial institutions, and the community groups working with them on foreclosure-related issues. 

Audience: 
Homeowners, General Public, Housing Counselors

Agency: Federal Deposit Insurance Corporation


This booklet explains how property owners can avoid losing their homes because of delinquent payments.


Agency: Department of Housing and Urban Development


Whether you're in foreclosure now or worried about it in the future, we have the information that can help.
 


Agency: Department of Housing and Urban Development


Summarizes consumers' credit rights when securing utility services.


Agency: Federal Trade Commission


Includes terms, tips, a checklist, and information to help you find a plan that meet your needs, and protect your interests.


Agency: Federal Trade Commission


Steps to finding a competent and reliable contractor for your home improvement project. Lists tip-offs to potential rip-offs.


Agency: Federal Trade Commission


The U.S. Department of Housing and Urban Development (HUD) wants all Americans to manage their money and have the option of preparing for homeownership.


Agency: Department of Housing and Urban Development


Nine steps to buying a home.


Agency: Department of Housing and Urban Development