Each depositor insured to at least $250,000 per insured bank

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Never Lose a Penny
The more you know, the safer your money.

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Stay within FDIC limits and your deposit accounts are 100% safe and secure.

EDIE makes it easy.

EDIE (Electronic Deposit Insurance Estimator) is easy to find and use. Just go to www.FDIC.gov/EDIE and click on the Use EDIE Now button to get started. To save time, have with you a list of your deposit accounts at your bank and the amount you have in each account. If you have joint accounts, or trust accounts that name beneficiaries, have those names, too.

Enter your information into EDIE. It’s secure. And in just a few moments, you will know if you are safely within the FDIC coverage limits. If not, EDIE can guide you to information that will help you. Don’t have online access? Call toll-free 1-877-ASK-FDIC for assistance.

The more you know about FDIC insurance, the safer your money.

Since 1934, the FDIC has been protecting the money depositors put in banks. And in all that time, no one has ever lost a penny of insured deposits.

But like any type of insurance, you must understand how it works and stay within the coverage limits in order to be fully protected. There are many facts about FDIC insurance that every depositor should know. We call them the Depositor’s Bill of Rights. They’re listed on the back of this brochure. For more information, visit www.FDIC.gov/EDIE.

Is all of your money protected? Visit EDIE The Estimator and find out today.

EDIE is an online tool that’s simple and easy to use. In just a few steps, EDIE can help you make sure that all of the money you have in bank deposit accounts is 100% FDIC-insured. If your money is fully insured, you cannot lose a penny—no matter what—because your deposits are backed by the full faith and credit of the U.S. government.
Visit EDIE today at www.FDIC.gov/EDIE

FDIC’s Depositor Bill of Rights
You have the right to:
1 Automatic deposit insurance coverage when you open a deposit account at an FDIC-insured bank, with no additional action on your part.
2 Separate FDIC insurance coverage for deposits held at different FDIC-insured banks.
3 Confirm that a bank is insured by using the FDIC’s Bank Find at www.FDIC.gov/bankfind or by calling toll-free 1-877-ASK-FDIC.
4 FDIC insurance coverage of at least $250,000 for your deposits at an FDIC-insured bank.
5 Deposit insurance coverage of more than $250,000 at a single bank when your deposits are held in different “ownership categories,” such as single, joint and trust accounts.
6 Confirm that your deposits are within the insurance limits by  using EDIE The Estimator at www.FDIC.gov/EDIE or by calling  1-877-ASK-FDIC.
7 Be informed when a financial product offered by your bank is not covered by FDIC insurance.
8 Prompt access to your insured deposits in the event your bank fails.
9 Receive distributions from the receivership if you are an uninsured depositor, as the sale of assets permits.
10 Sleep well, knowing that since the creation of the FDIC in 1934, no depositor has ever lost one penny of insured deposits.
   
Note: Beginning December 31, 2010 through December 31, 2012, deposits held in noninterest-bearing transaction accounts will be fully insured, regardless of the amount in the account, at all FDIC-insured institutions.
Last Updated 04/05/2011 Online Customer Assistance Form