Current Assessment Calculators
In August 2006, the FDIC began providing a spreadsheet calculator on our website. This calculator can be downloaded and used by bankers to estimate insurance assessment rates for future quarter(s). The calculator contains all public financial data.
The calculators illustrate deposit insurance assessment rates effective April 1, 2011, under the Final Rule of Assessments, Dividends, Assessment Base, and Large Bank Pricing - PDF
Calculators updated to include data as of September 30, 2012
Starting April 1, 2011 and currently in effect.
Total Base Assessment Rates for established institutions (insured 5 or more years) *
| |
Risk
Category
I |
Risk
Category
II |
Risk
Category
III |
Risk
Category
IV |
Large & Highly Complex Institutions** |
| Initial Base Assessment Rate |
5 – 9 |
14 |
23 |
35 |
5 - 35 |
| Unsecured Debt Adjustment (added) *** |
-4.5 to 0 |
-5 to 0 |
-5 to 0 |
-5 to 0 |
-5 to 0 |
| Brokered Deposit Adjustment (added) |
N/A |
0 to 10 |
0 to 10 |
0 to 10 |
0 to 10 |
| Total Base Assessment Rate |
2.5 to 9 |
9 to 24 |
18 to 33 |
30 to 45 |
2.5 to 45 |
* Total base assessment rates do not include the depository institution debt adjustment.
** See §327.8(f) and §327.8(g) for the definition of large and highly complex institutions.
*** The unsecured debt adjustment cannot exceed the lesser of 5 basis points or 50 percent of an insured depository institution’s initial base assessment rate.
Total Base Assessment Rates for newly insured small institutions (those insured less than 5 years) *
| |
Risk
Category
I |
Risk
Category
II |
Risk
Category
III |
Risk
Category
IV |
| Initial Base Assessment Rate |
9 |
14 |
23 |
35 |
| Brokered Deposit Adjustment (added) |
N/A |
0 to 10 |
0 to 10 |
0 to 10 |
| Total Base Assessment Rate |
9 |
14 to 24 |
23 to 33 |
35 to 45 |
* Total base assessment rates do not include the depository institution debt adjustment.
|
