2013 

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2012 

WP2012-1 (July)
Recent De Novo Bank Failures: How Important Is Supervisor Choice?
Gary W. Whalen
Abstract | Full paper (152 KB PDF)

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2011 

WP2011-2 (October)
Debt Structure, Market Value of Firm, and Recovery Rate
Min Qi and Xinlei Zhao
Abstract | Full paper (827 KB PDF)

WP2011-1 (March)
So That's Operational Risk! (How operational risk in mortgage-backed securities almost destroyed the world's financial markets and what we can do about it)
Douglas Robertson
Abstract | Full paper (268 KB PDF)

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2010 

WP2010-3 (December)
Are Early Warning Models Still Useful Tools for Bank Supervisors?
Gary W. Whalen
Abstract | Full paper (171 KB PDF)

WP2010-2 (May)
Why Do De Novo Banks Choose a National Charter?
Gary W. Whalen
Abstract | Full paper (666 KB PDF)

WP2010-1 (February)
Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?
Yan Zhang
Abstract | Full paper (510 KB PDF)

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2009 

WP2009-6 (November)
The U.S. Financial System in 2011 - How Will Sufficient Credit Be Provided?
Susan Hickok and Daniel E. Nolle
Abstract | Full paper (201 KB PDF)

WP2009-5 (February 2010)
Correlation in Credit Risk
Xiaoling Pu and Xinlei Zhao
Abstract | Full paper (280 KB PDF)

WP2009-4 (August)
Classifying Applicants for Fair Lending Analyses - What Do the Data Have to Say?
Jason Dietrich
Abstract | Full Paper (449 KB PDF)

WP2009-3 (July)
Does Multiple Jeopardy Exist in Mortgage Markets?
Jason Dietrich
Abstract | Full Paper (148 KB PDF)

WP2009-2 (July)
Exposure at Default of Unsecured Credit Cards
Min Qi
Abstract | Full Paper (202 KB PDF)

WP2009-1 (April)
Ownership and Asymmetric Information Problems in the Corporate Loan Market - Evidence from a Heteroskedastic Regression
Lewis Gaul and Viktors Stebunovs
Abstract | Full Paper (292 KB PDF)

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