Each depositor insured to at least $250,000 per insured bank

Home > Deposit Insurance > Are My Deposits Insured?

Find out how FDIC deposit insurance works and estimate coverage on your deposits.

Photo of safe lock

Expiration of the Temporary Unlimited Coverage for Noninterest-Bearing Transaction Accounts
Updated information and frequently asked questions regarding the expiration of the temporary unlimited deposit insurance coverage provided by Section 343 of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Electronic Deposit Insurance Estimator (EDIE)

If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage.

FDIC Deposit Insurance Coverage for Bankers (CBT)
A computer-based training for bank employees who need a basic understanding of FDIC insurance coverage. The training module is user-friendly and self-paced, with built-in learning examples.

Deposit Insurance Guides

  • Deposit Insurance Summary   [Spanish]
    A brief, high level overview of the types of deposits insured by the FDIC and the various ownership categories available to depositors at each FDIC-insured depository institution.
  • Your Insured Deposits (Comprehensive Guide)    [Spanish]
    The FDIC’s comprehensive resource for depositors and bankers that provides guidance and examples for the most common deposit insurance ownership categories.
  • Deposit Insurance Guides: Additional Translations
    FDIC publications Deposit Insurance Summary and Your Insured Deposits available in Spanish, Simplified Chinese, Traditional Chinese, Korean, Tagalog, and Vietnamese.

FDIC Online Product Catalog
Order print copies of the FDIC’s publications, such as Deposit Insurance Summary and Your Insured Deposits.

Deposit Insurance Videos
Explanations of deposit insurance coverage for the most common ownership categories that depositors can have at each FDIC-insured depository institution.

Additional Resources
Explore further resources regarding insured deposits.