Many workers don't realize how important it is to get an early start on saving for retirement. This Department of Labor Employee Benefits Security Administration video provides information for workers about the importance of saving for retirement and how to get started. The video also has links to additional online tools to help workers take full advantage of their employer-sponsored benefits.

Dealing with personal finances can be overwhelming for anyone, but especially for people just beginning to manage money on their own.  This publication helps young adults — including those just starting a career or a family and others still in school — take control of their finances.

Money Smart curriculum -- a comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships.
Portable Audio (MP3) version is the FDIC's Money Smart Podcast Network  (MSPN). MSPN covers topics such as the basics of borrowing money wisely, using a  spending plan to achieve financial goals, and how to effectively use banking products.

This easy-to-understand publication starts you on the way to setting goals and putting your retirement high on the list of personal priorities.  This booklet will help clarify your retirement goals and help you make saving for retirement and other goals a habit.  You’ll learn that there is no such thing as starting too early or too late.
For Spanish article click here.

A comprehensive financial education curriculum to teach those ages 12-20 the basics of handling their money and finances, including how to create positive relationships with financial institutions.  Money Smart for Young Adults can help young people in their formative years start positive habits early such as saving money and budgeting, as well as avoid making "wrong" decisions that could result in years of financial pain.  The curriculum is available free of charge; orders can be placed online.   For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); hearing impaired 1-800-4618.

Debit cards, which work like electronic checks, are becoming more widely used as an alternative to credit cards to pay for goods and services. To help you better understand how the two types of cards work and the potential benefits and concerns, we offer this quick guide.

FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. This Winter 2008/2009 Special Edition includes tips that focus on helping you spend less, save more, protect yourself again fraud, and borrow wisely.

Tips and strategies for handling your finances at different stages of life.

Things to know about buying, giving and using gift cards.

The Money Smart Podcast Network (MSPN) is the portable audio (MP3) version of Money Smart and designed to accommodate financial learning for individuals “on the go.” With verbal descriptions and topic based scenarios, the Money Smart Podcast Network utilizes detailed dialogue to help individuals learn the basics of handling money, finances, and how to establish a positive relationship with a financial institution.  The segments are short and grouped into four general categories.  The MSPN files can be accessed online, or users without Internet access may order a free CD on line.

How to save time, reduce stress and eliminate clutter... and maybe even save more money.  Ever paid a bill late because you misplaced it?  This FDIC Consumer News article includes a list of things you can do to make your banking, bill paying and other financial chores easier.  For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342). For the hearing-impaired, the number is 1-800-925-4618.

Financial Education: FDIC's Money Smart financial education program. The Money Smart program can help you take charge of your finances and create a better financial future.  Available on-line or by mail free of charge; it may also be taught in a classroom setting or downloaded into a portable audio (MP3) format.  For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); hearing impaired 1-800-925-4618.

Personal Finance is a part of eXtension providing the best information and educational opportunities the nationwide Cooperative Extension System (CES) offers. CES is a Congressionally-mandated, nationwide, non-formal educational network that takes research knowledge from 106 public land-grant universities to people where they live and work. More than 3,000 county offices, located in every state, the District of Columbia, and seven U.S. territories, are a part of this educational network. Its federal partner is the USDA’s National Institute of Food and Agriculture (NIFA).