Knowing Your Consumer Rights


 

Many workers aren't aware of the laws that protect their health benefits. This Department of Labor Employee Benefits Security Administration video provides information for workers about their health care rights. The video also has links to additional information to help workers take full advantage of their employer-sponsored benefits.


Agency: Department of Labor


Dealing with personal finances can be overwhelming for anyone, but especially for people just beginning to manage money on their own.  This publication helps young adults — including those just starting a career or a family and others still in school — take control of their finances.

Audience: 
Youth, Parents, Educators, Students

Agency: Federal Deposit Insurance Corporation


Here you can find links to instructional materials and tools that can increase your understanding of the Federal Reserve, economics and financial education. All of the Fed web sites, curriculum, newsletters, booklets and other resources are free.

Audience: 
Teachers, Financial Literacy Educators

Agency: Board of Governors of the Federal Reserve System


Explains ways to protect your account from scam artists and tells you who to contact if you notice a problem with your checking account.

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


Explains how to obtain your credit report, how credit scores are determined, how to verify reported information, and how to improve and maintain a good credit score.

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


Suggests do's and don'ts to manage your credit card account and help maintain a high credit score.

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


Explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


This publication explains the Federal Reserve's new credit card rules and related consumer protections.  It tells consumers some of the key changes they can expect from their credit card company beginning on February 22, 2010.   

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


A new website by the Federal Reserve summarizing new credit card protections that take effect on February 22, 2010. The site includes interactive tools for users to learn more about the terms and fees of credit card offers, and about the new features of monthly statements.

Audience: 
Adults

Agency: Board of Governors of the Federal Reserve System


Providing for health care is an important part of retirement.  This publication provides information on the circumstances when employer-provided retiree health benefits can be reduced or terminated and the importance of reviewing your plan documents.

Audience: 
Workers near retirement, retirees

Agency: Department of Labor


If you participate in a health plan or plan that provides disability benefits, you will want to know how to file a claim for your benefits.  This publication outlines some of your plan's obligations and briefly explains the procedures and timelines.
For Spanish article click here.

Audience: 
Workers, Women

Agency: Department of Labor


If you have participated in a traditional pension plan, a 401(k), or other employment-based retirement plan, you will want to know how to file a claim for your benefits. This publication outlines some of your plan's obligations and briefly explains the procedures and timelines.
For Spanish article click here.

Audience: 
Workers, Retirees

Agency: Department of Labor


Opportunities and setbacks are part of life – especially when it comes to work.  That is why it is important to know how changes in employment status can affect health coverage. Whether you have landed a new job, lost or retired from one, or you are thinking about changing employers, find out today how to have the health benefits you might need tomorrow.  Know your rights.  Exercise your options.
 

Audience: 
Workers

Agency: Department of Labor


Knowing your benefit options means knowing the basics about health care law so that you can protect yourself and your dependents. And it means finding out now about some common sense steps you can take to make sure you have the level of health care coverage you need at every stage of your life.

Audience: 
Workers, women

Agency: Department of Labor


A comprehensive financial education curriculum to teach those ages 12-20 the basics of handling their money and finances, including how to create positive relationships with financial institutions.  Money Smart for Young Adults can help young people in their formative years start positive habits early such as saving money and budgeting, as well as avoid making "wrong" decisions that could result in years of financial pain.  The curriculum is available free of charge; orders can be placed online.   For additional information call toll-free 1-877-ASK-FDIC (1-877-275-3342); hearing impaired 1-800-4618.

Audience: 
Educators, Parents, Students, Youth

Agency: Federal Deposit Insurance Corporation


EDIE the Estimator can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.

Audience: 
General Public

Agency: Federal Deposit Insurance Corporation


Information and tips to help you if you are thinking about or already using online banking systems.

Audience: 
General public

Agency: Federal Deposit Insurance Corporation


Understand financial privacy and how to protect yourself.

Audience: 
General Public

Agency: Federal Deposit Insurance Corporation


Five key tips on safe deposit boxes, home safes, and your valuables.


Agency: Federal Deposit Insurance Corporation


Debit cards, which work like electronic checks, are becoming more widely used as an alternative to credit cards to pay for goods and services. To help you better understand how the two types of cards work and the potential benefits and concerns, we offer this quick guide.

Audience: 
Consumers

Agency: Federal Deposit Insurance Corporation


Learn how to wisely choose, or use, a prepaid card.

Audience: 
Consumers

Agency: Federal Deposit Insurance Corporation