Program & Card Basics

GSA SmartPay charge cards enable authorized Government employees to make purchases on behalf of the Government to support their agency or organization’s mission, mostly for small (generally under $3,000) work-related purchases, travel expenses, and fuel. In many cases, traditional paper-based processing techniques cost the Government more to process the transaction than the transaction itself. Charge cards:

  • Streamline transaction processing;
  • Increase accountability;
  • Provide agencies with a more efficient and effective means to monitor large numbers of transactions and identify fraud, waste, and abuse.

Prior to using charge cards, the government used traditional paper-based payment processes such as purchase orders for small purchases. The inefficiency, costs, and/or risks associated with these processes were a key factor in the dramatic increase in the use of charge cards.


The GSA SmartPay® program provides charge cards to agencies/departments throughout the U.S. government, as well as tribal governments, through master contracts that are negotiated with major national banks.

SmartPay® Charge Cards are for Official U.S. Government usage only.

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T: 703.605.2808 | Email Support: gsa_smartpay@gsa.gov
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