About NCUA
The mission of the NCUA is to facilitate the availability of credit union services to all eligible consumers, especially those of modest means, through a safe and sound credit union system.
Credit Union Data and Applications
In this section, you can find credit unions and research general and financial information. Other statistics, data, and reports include the archived Quarterly Call Reports, Financial Performance Reports, and Share Insurance Queries.
Credit Union Resources and Information
Find and research specific credit unions; locate educational resources on financial literacy, privacy, and identity protection; and read about the regulations that govern credit unions and corporate credit unions.
Regulations, Publications and Reports
This section details the laws and regulations that govern NCUA-insured credit unions. Here you can access current and proposed regulations, regulatory alerts and policy statements, as well as guides, manuals and forms.
News, Media and Events
View the latest news, media and events at NCUA, including newsletters, speeches, and press releases.

Credit Union and Bank Rates

Home > Data and Applications > Credit Union and Bank Rates

The charts accessible through these links compare the national average rates for 23 common loan and deposit products at banks and credit unions, as well as the average rates for these same products at banks that converted from credit unions. Datatrac, Inc., (www.datatrac.net) an independent company that tracks interest rates and terms at financial institutions nationwide, is the source of the data for these charts.

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For 2003, 2004, and 2005