What is a payroll card?
Your employer may be able to arrange with a bank or other financial institution to pay you with a payroll card. Your pay is loaded directly to your payroll card rather than deposited to a bank account or provided to ...
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What is a grace period? How does it work?
With most credit cards, you can avoid paying interest on purchases if you pay your balance in full each month. The period between the end of a billing cycle and the date your payment is due is referred to as ...
My card issuer mailed me a check with a zero percent interest rate for 12 months. I used it and they charged me a 5 percent fee. Can they do that?
Yes, so long as the card issuer told you the fee they charge for using the check at the time you received the check. Card issuers are allowed to charge a fee on checks, even if the check itself has ...
If my employer offers me a payroll card, do I have to accept it?
Employers will typically let you choose between a direct deposit to a payroll card or to a bank account. Some employers will give you a choice between direct deposit to a bank account, direct deposit to a payroll card, and ...
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