Bank Secrecy Act |
APPENDIX Q: ACRONYMS
Acronym or abbreviation |
Full name |
ACH |
Automated Clearing House |
AML |
Anti-money Laundering |
APO |
Army Post Office |
ATM |
Automated Teller Machine |
APT |
Asset Protection Trust |
BCBS |
Basel Committee on Banking Supervision |
BHC |
Bank Holding Company |
BIS |
Bank for International Settlements |
BSA |
Bank Secrecy Act |
CDD |
Customer Due Diligence |
CFR |
Code of Federal Regulations |
CHIPS |
Clearing House Interbank Payments System |
CIF |
Customer Information File |
CIP |
Customer Identification Program |
CMIR |
Report of International Transportation of Currency or Monetary Instruments |
CTR |
Currency Transaction Report |
DCN |
Document Control Number |
E-banking |
Electronic Banking |
E-cash |
Electronic Cash |
EDD |
Enhanced Due Diligence |
EFT |
Electronic Funds Transfer |
EIC |
Examiner in Charge |
EIN |
Employer Identification Number |
EPN |
Electronic Payments Network |
ERISA |
Employee Retirement Income Security Act of 1974 |
FAQ |
Frequently Asked Question |
FATF |
Financial Action Task Force on Money Laundering |
FBAR |
Report of Foreign Bank and Financial Accounts |
FBI |
Federal Bureau of Investigation |
FDI Act |
Federal Deposit Insurance Act |
FDIC |
Federal Deposit Insurance Corporation |
Fedwire |
Fedwire Funds Service |
FFIEC |
Federal Financial Institutions Examination Council |
FGO |
Foreign Gateway Operator |
FIL |
Financial Institution Letter |
FinCEN |
Financial Crimes Enforcement Network |
FPO |
Fleet Post Office |
GAO |
U.S. Government Accountability Office |
GO |
Gateway Operator |
HIDTA |
High Intensity Drug Trafficking area |
HIFCA |
High Intensity Financial Crime Area |
IAIS |
International Association of Insurance Supervisors |
IAT |
International Automated Clearing House Transaction |
IBC |
International Business Corporation |
IMF |
International Monetary Fund |
INCSR |
International Narcotics Control Strategy Report |
IOLTA |
Interest on Lawyers’ Trust Account |
IP |
Internet protocol |
IRA |
Individual Retirement Account |
IRS |
Internal Revenue Service |
ISO |
Independent Sales Organization |
ITIN |
Individual Taxpayer Identification Number |
IVTS |
Informal Value Transfer Systems |
KYC |
Know Your Customer |
LCU |
Letters to Credit Unions |
MIS |
Management Information Systems |
MLSA |
Money Laundering Suppression Act of 1994 |
MLTA |
U.S. Money Laundering Threat Assessment |
MSB |
Money Services Business |
NACHA |
NACHA — The Electronic Payments Association |
NAICS |
North American Industry Classification System |
NASD |
National Association of Securities Dealers |
NASDAQ |
National Association of Securities Dealers Automated Quotation Systems |
NBFI |
Nonbank Financial Institutions |
NCCT |
Non-Cooperative Countries and Territories |
NCUA |
National Credit Union Administration |
NDIP |
Nondeposit Investment Products |
NGO |
Nongovernmental Organization |
NIS |
Nominee Incorporation Services |
NRA |
Nonresident Alien |
NSF |
Nonsufficient Funds |
NSL |
National Security Letter |
NYCH |
New York Clearing House Association, L.L.C. |
OCC |
Office of the Comptroller of the Currency |
ONDCP |
Office of National Drug Control Policy |
ODFI |
Originating Depository Financial Institution |
OFAC |
Office of Foreign Assets Control |
OFC |
Offshore Financial Center |
OTS |
Office of Thrift Supervision |
PEP |
Politically Exposed Person |
PIC |
Private Investment Company |
POS |
Point-of-Sale |
PTA |
Payable Through Account |
PUPID |
Payable Upon Proper Identification |
RA |
Regulatory Alerts |
RCC |
Remotely Created Check |
RDC |
Remote Deposit Capture |
RDFI |
Receiving Depository Financial Institution |
ROE |
Report of Examination |
SAR |
Suspicious Activity Report |
SDN |
Specially Designated Nationals or Blocked Persons |
SEC |
U.S. Securities and Exchange Commission |
SOD |
Summary of Deposits |
SSN |
Social Security Number |
SWIFT |
Society for Worldwide Interbank Financial Telecommunication |
TD F |
Treasury Department Form |
TIN |
Taxpayer Identification Number |
TPSP |
Third-Party Service Provider |
UBPR |
Uniform Bank Performance Report |
U.S. Treasury |
U.S. Department of the Treasury |
USA PATRIOT |
Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 |
USC |
United States Code |
Web CBRS |
Web Currency and Banking Retrieval System |